Acura Lease Deals March 2026: Every Model Ranked

2026 MDX got a rate cut to 4.58% APR flat across all terms — no trap at any length. RDX runs 3.53% APR at both 24 and 36 months with a $3,500 incentive, trap is at 39 months. Integra non-Type-S is at 4.34% APR same story. Integra Type S surprises with 66% residual at ~$771/mo. Full trim tables, payment math, and model-by-model verdicts.

QuoteDefender Team ·

Acura's March 2026 programs for the current model year come down to one standout and two ordinary rates. The standout: the 2026 MDX dropped from 6.72% to 4.58% APR — a 214-basis-point cut that holds flat at 24, 36, and 39 months with no term penalty. The RDX comes in at a solid 0.00147 (3.53% APR) and the Integra at 0.00181 (4.34% APR) — both at 24 and 36 months with no short-term penalty. The MDX rate cut is still the headline, but the RDX and Integra programs are better than they look at first glance this month.

One trap to know: the 39-month rate on the RDX and non-Type-S Integra jumps to 0.0028 (6.72% APR). The 24 and 36-month rates are the same — no short-term penalty — but going to 39 months costs you. The Integra Type S has a separate 24-month trap at 0.0038 (9.12% APR). The MDX Type S also doesn't share the rate cut — it stays at 0.0028 while every other 2026 MDX trim sits at 0.00191.

4.58%

2026 MDX APR

MF 0.00191, down from 6.72%

No trap

MDX at 39 months

Rate holds flat, all terms

6.72%

RDX/Integra 39-mo trap

MF 0.0028 — avoid 39mo

$522

MDX Type S premium

vs regular MDX SH-AWD/mo

2026 Lineup: Term Traps and Rate Summary

Acura's 2026 models are clean at 24 and 36 months — the RDX and non-Type-S Integra have no short-term penalty. The trap is at 39 months for the RDX and non-Type-S Integra, where the rate jumps from the favorable 24/36-month rate to 0.0028. The Integra Type S has an additional 24-month trap. The MDX's flat rate across all terms remains the most flexible program this month.

Model24-mo MF36-mo MF39-mo MFTrap?
MDX 2026 (non-Type S)0.001910.001910.00191None
MDX Type S 20260.003800.002800.0028024-mo trap
RDX 20260.001470.001470.0028039-mo trap
Integra 2026 (non-Type S)0.001810.001810.0028039-mo trap
Integra Type S 20260.003800.002800.0028024-mo trap

MF × 2400 = approximate APR. MDX non-Type-S rate is identical at 24, 36, and 39 months. RDX and non-Type-S Integra rates are identical at 24 and 36 months — the 39-month term is the trap. Integra Type S has a 24-month trap.

MDX 2026 — 4.58% APR Across Every Trim and Term (Except Type S)

The 2026 MDX is running 0.00191 (4.58% APR) on every non-Type-S trim — FWD, SH-AWD, Technology Package, Advance Package, and A-Spec Advance. That rate holds at 24, 36, and 39 months without moving. For a three-row luxury SUV in the $55–70K range, that's a meaningful rate.

The downside is the residuals. They step down hard as you move up trim levels, and the MSRP jumps are large. Here's what the math actually looks like across the lineup:

MDX Trim (2026)MSRPMF (all terms)RV (36/12K)~Monthly*
FWD$53,2500.0019159%~$768
SH-AWD$55,4500.0019159%~$799
FWD w/Technology$58,6500.0019157%~$877
SH-AWD w/Technology$60,8500.0019157%~$909
SH-AWD A-Spec$62,4000.0019157%~$932
SH-AWD w/Advance$68,3500.0019154%~$1,074
SH-AWD A-Spec Advance$70,3500.0019154%~$1,106
Type S SH-AWD w/Advance$77,3000.0028054%~$1,321

*Pre-tax, 36mo/12K, cap cost = MSRP less $7,750 incentive (applied as cap cost reduction for all trims). Non-Type-S rate is identical at 24, 36, and 39 months. Type S is a separate program at 0.0028.

MDX SH-AWD — Sample Payment (36-month / 12K miles)

MSRP$55,450
Residual Value (59%)$32,716
Depreciation ($55,450 − $32,716) ÷ 36$631/mo
Rent Charge ($55,450 + $32,716) × 0.00191$168/mo
Base Payment (pre-tax)~$799/mo

The residual cliff from Technology to Advance is where the math breaks down. Moving from SH-AWD w/Technology ($60,850, 57% RV) to SH-AWD w/Advance ($68,350, 54% RV) costs $165/month — a $7,500 MSRP jump combined with a 3-point residual drop. That's not a feature upgrade, it's a lease penalty.

Technology → Advance upgrade cost breakdown

SH-AWD w/Technology ($60,850, 57% RV)~$909/mo
SH-AWD w/Advance ($68,350, 54% RV)~$1,074/mo
MSRP difference+$7,500
Monthly lease premium+$165/mo
Over 36 months$5,940 extra

$2,940 of that $5,940 comes from the residual drop alone — the 54% vs 57% difference is worth more than you'd expect on a $68K vehicle.

The Type S deserves a separate note. At $77,300 with a 54% residual and 0.0028 MF — the standard penalty rate, not the 0.00191 that every other 2026 MDX gets — the payment is $522/month more than the SH-AWD base pre-tax. That's the combined cost of the $21,850 MSRP premium, a weaker residual, and a higher rate all hitting at once. The Type S is a finance candidate, not a lease candidate.

MDX SH-AWD vs Type S — where the $522 comes from

SH-AWD depreciation component$631/mo
Type S depreciation component$988/mo
SH-AWD rent charge (0.00191)$168/mo
Type S rent charge (0.00280)$333/mo
Total monthly difference+$522/mo

MDX Verdict

FWD or SH-AWD base trim is the target. The 4.58% rate with no term penalty is the best program in Acura's current 2026 lineup. Apply the $7,750 incentive as a cap cost reduction — it drops the SH-AWD payment meaningfully. The residual cliff between Technology and Advance makes the higher trims expensive regardless of the good rate. The new A-Spec trim shares the MF 0.00191 and 57% RV of the Technology package — same math, sport appearance package. Type S doesn't share the rate cut and doesn't make sense as a lease at $1,321/month pre-tax.

RDX 2026 — 3.53% APR, Watch the 39-Month Trap

The 2026 RDX runs 0.00147 (3.53% APR) at both 24 and 36 months — no penalty for choosing the shorter term. The trap is at 39 months, where the rate jumps to 0.0028 (6.72% APR). Honda Finance is offering $3,500 in incentives on the RDX this month — apply it as a cap cost reduction for the biggest payment impact.

Residuals step down trim by trim: 60% at the base SH-AWD, dropping 1–2 points per level to 57% at the Advance and A-Spec Advance trims. At 3.53% the rent charge is low, so the trim decision is mostly about depreciation — how much MSRP you're carrying and how much residual you're losing per step up.

RDX Trim (2026)MSRPMF (24/36mo)RV (36/12K)~Monthly*
SH-AWD$46,5500.0014760%~$626
SH-AWD w/Technology$49,1500.0014759%~$675
SH-AWD A-Spec$52,1500.0014758%~$729
SH-AWD w/Advance$54,3000.0014757%~$774
SH-AWD A-Spec Advance$56,3000.0014757%~$802

*Pre-tax, 36mo/12K, cap cost = MSRP less $3,500 incentive (cap cost reduction). Rate is identical at 24 and 36 months. 39-month MF is 0.0028 (6.72% APR) — avoid.

RDX SH-AWD — Sample Payment (36-month / 12K miles)

MSRP$46,550
Residual Value (60%)$27,930
Depreciation ($46,550 − $27,930) ÷ 36$517/mo
Rent Charge ($46,550 + $27,930) × 0.00147$109/mo
Base Payment (pre-tax)~$626/mo

Apply the $3,500 incentive as cap cost reduction to reduce payment further.

RDX Verdict

Strong lease at 3.53% — the low rent charge keeps payments reasonable across all trims. The base SH-AWD is where to start: best residual (60%), no 24-month penalty, and the $3,500 incentive applies across the board. Each step up the trim ladder costs more than the MSRP difference implies once the residual drop is factored in. Avoid the 39-month option — that's where the rate trap is.

Integra 2026 — 4.34% APR at 24 and 36 Months, 39-Month Trap

The 2026 non-Type-S Integra runs 0.00181 (4.34% APR) at both 24 and 36 months — no penalty for the shorter term. The trap is at 39 months, where the rate jumps to 0.0028 (6.72% APR). Honda Finance is offering $2,750–$7,750 in incentives on the Integra this month (typically $7,750 for most customers) — apply it as a cap cost reduction.

Residuals stay competitive for the compact segment: 61% at the base, dropping to 60% and 59% on higher packages. The Type S at $54,695 is on a separate program — it runs 0.0028 at 36 months with a 66% residual — higher than every other Integra trim despite the higher MSRP. The 24-month Type S rate is 0.0038 (9.12% APR) — that's the trap for the Type S specifically. Base payment around ~$771/month pre-tax.

Integra Trim (2026)MSRPMF (24+36mo)39-mo MFRV (36/12K)~Monthly*
Base$34,6950.001810.0028 ⚠61%~$477
A-Spec Package$37,2450.001810.0028 ⚠60%~$522
A-Spec Technology$40,4950.001810.0028 ⚠59%~$578
Manual A-Spec Technology~$40,4950.001810.0028 ⚠59%~$578
Type S (separate program)$54,6950.0038 (24mo) ⚠0.002866%~$771

*Pre-tax, 36mo/12K, cap cost = MSRP less $7,750 incentive (non-Type-S; applied as cap cost reduction). Non-Type-S: 24 and 36-month rates are identical at 0.00181 — the 39-month rate of 0.0028 is the trap. Type S: 24-month is the trap (0.0038); 36 and 39-month rate is 0.0028.

Integra non-Type-S: 36-month vs 39-month rent charge (Base trim)

36-mo rent: ($34,695 + $21,164) × 0.00181$101/mo
39-mo rent: ($34,695 + residual) × 0.00280~$156/mo
Extra finance charge at 39 months+$55/mo

Rate difference alone adds ~$55/mo before the longer term's depreciation math is factored in. Stick to 36 months — or 24 if you prefer a shorter commitment at the same rate.

Integra Verdict

Better than it looked: non-Type-S trims run 4.34% APR at both 24 and 36 months with $7,750 in incentives. The base at ~$477/mo and A-Spec at ~$522/mo are compelling numbers for the compact segment. Avoid the 39-month term — that's where Honda Finance takes back the savings. The Type S surprises with a 66% residual — ~$771/mo at 36 months — but use 36 months, not 24 (which carries the 9.12% APR trap).

2026 Acura Lineup — March at a Glance

ModelBase MSRPMF (36mo)APRBest RV~Monthly*IncentiveTerm trap
MDX 2026$53,2500.001914.58%59%~$768$7,750None
Integra 2026$34,6950.001814.34%61%~$477$7,75039-mo (6.72%)
RDX 2026$46,5500.001473.53%60%~$626$3,50039-mo (6.72%)
MDX Type S 2026$77,3000.002806.72%54%~$1,32124-mo (9.12%)

*Pre-tax, 36mo/12K, cap cost = base trim MSRP less applicable incentive. Integra non-Type-S and RDX: 24 and 36-month rates are identical — the 39-month term is the trap. MDX non-Type-S: flat rate at all terms.

Payment Calculation Assumptions

  • Cap cost = base trim MSRP. No dealer discount, no cap cost reduction, no down payment. Negotiate below MSRP and your payment drops proportionally.
  • Term: 36 months / 12,000 miles per year. All residuals use the 12K tier. 7,500 and 10,000 mile tiers carry higher residuals; 15,000 miles are lower.
  • Pre-tax and pre-fees. Add your state's lease tax rate, Acura's acquisition fee (~$595), dealer doc fee, and first-month payment at signing.
  • MF is the published base rate. Acura dealers can mark up the money factor — typically 0.0010 to 0.0015 above the published base. On a $50–70K vehicle that adds $30–60/month. Always ask for the buy rate before signing.
  • Region: Northeast. Data from Northeast rate sheets. Other regions may vary slightly.
  • 2026 models only. All data reflects 2026 model year programs. 2025 inventory (ADX, TLX) may carry different rates not reflected here — verify the model year and applicable rate sheet with your dealer.

Data sourced from American Honda Finance rate sheets (Acura), Northeast region (Northeast), March 2026. Residuals and money factors change monthly. MSRP figures from Acura's published pricing.

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