Acura Lease Deals May 2026: Every Model Ranked
Acura May 2026 programs improve where it counts: MDX drops to 4.15% APR (MF 0.00173) across all terms, ADX improves to 4.10% APR (0.00171) at 24/36, RDX remains 3.53% APR at 24/36, and Integra non-Type-S holds 4.34% APR. Base cash is still $0 across core models; conditional stacks drive the real payment.
Key changes vs April: MDX drops from 0.00191 to 0.00173 (4.15% APR) and stays flat across 24/36/39/42. ADX also improves from 0.00202 to 0.00171 (4.10% APR) at 24/36. RDX (0.00147) and non-Type-S Integra (0.00181) are unchanged on core terms.
The structure rule is unchanged: $0 universal base cash on core models and term traps still matter. MDX is the only model with no term penalty; RDX, Integra, and ADX still jump to 0.00280/0.00295 at 39/42 months.
4.15%
MDX APR — all terms
MF 0.00173 flat
4.10%
ADX 2026 APR (24/36)
MF 0.00171, 62% RV base
7.08%
42-mo trap (RDX/Integra/ADX)
MDX stays flat at 0.00173
$0
Universal base CCR
Eligibility programs only
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May Rate Map: Lower MDX/ADX MFs, Same Term Traps Elsewhere
April introduced a new 42-month option across the lineup; May keeps that structure. The big difference is financing cost on MDX and ADX. MDX now runs 0.00173 across all terms, and ADX drops to 0.00171 at 24/36. RDX and non-Type-S Integra remain stable and competitive at 24/36, but both still get hit hard at 39/42.
| Model | 24-mo MF | 36-mo MF | 39-mo MF | 42-mo MF | Trap? |
|---|---|---|---|---|---|
| MDX 2026 (all trims) | 0.00173 | 0.00173 | 0.00173 | 0.00173 | None |
| RDX 2026 | 0.00147 | 0.00147 | 0.00280 | 0.00295 | 39/42-mo trap |
| Integra 2026 (non-Type S) | 0.00181 | 0.00181 | 0.00280 | 0.00295 | 39/42-mo trap |
| Integra Type S | 0.00380 | 0.00280 | 0.00280 | 0.00295 | 24-mo trap |
| ADX 2026 | 0.00171 | 0.00171 | 0.00280 | 0.00295 | 39/42-mo trap |
MF × 2400 = approximate APR. MDX is still the only model with a flat rate across all four terms. 0.00295 = 7.08% APR.
MDX 2026 — Lower MF, Same Incentive Structure
MDX financing improves in May: 0.00173 (4.15% APR) vs April's 0.00191 (4.58%). On a mid-$50K MDX this is roughly $15–$20/month lower in rent charge, before tax, with no term penalty at 24/36/39/42.
Incentive structure remains conditional with no universal base floor in May core model output. That means deal quality still depends on actual eligibility and clean buy-rate execution, not headline stack ceilings.
| MDX Trim (2026) | MSRP | MF (all terms) | RV (36/12K) | ~Monthly* |
|---|---|---|---|---|
| FWD | $53,250 | 0.00173 | 58% | ~$767 |
| SH-AWD | $55,450 | 0.00173 | 58% | ~$801 |
| FWD w/Technology | $58,650 | 0.00173 | 56% | ~$875 |
| SH-AWD w/Technology | $60,850 | 0.00173 | 56% | ~$909 |
| SH-AWD A-Spec | $62,400 | 0.00173 | 56% | ~$932 |
| SH-AWD w/Advance | $68,350 | 0.00173 | 53% | ~$1,072 |
| SH-AWD A-Spec Advance | $70,350 | 0.00173 | 53% | ~$1,103 |
| Type S SH-AWD w/Advance | $77,300 | 0.00173 | 53% | ~$1,214 |
*Pre-tax, 36mo/12K, cap cost = MSRP, no incentive applied.
MDX Verdict
MDX improves versus April due to the lower money factor, with no 39/42 penalty. For Acura shoppers comparing term flexibility, it remains the most straightforward model to structure.
RDX 2026 — 3.53% APR, Unchanged from April
RDX is unchanged where it matters: 0.00147 (3.53% APR) at 24 and 36 months, with the same 39/42 penalty pattern. This is still Acura's cleanest mainstream lease rate.
No universal base incentive appears in May core-model output, so effective payment range still depends on conditional eligibility and dealer execution.
| RDX Trim (2026) | MSRP | MF (24/36mo) | RV (36/12K) | ~Monthly* |
|---|---|---|---|---|
| SH-AWD | $46,550 | 0.00147 | 60% | ~$627 |
| SH-AWD w/Technology | $49,150 | 0.00147 | 59% | ~$675 |
| SH-AWD A-Spec | $52,150 | 0.00147 | 58% | ~$730 |
| SH-AWD w/Advance | $54,300 | 0.00147 | 57% | ~$774 |
| SH-AWD A-Spec Advance | $56,300 | 0.00147 | 57% | ~$802 |
*Pre-tax, 36mo/12K, cap cost = MSRP, no base incentive. 39-month MF is 0.0028 (6.72% APR); 42-month MF is 0.00295 (7.08% APR) — avoid both.
RDX Verdict
Program terms are unchanged. Keep RDX at 36 months and confirm buy-rate MF. 39/42 months remain high-cost terms.
Integra 2026 — Core Program Unchanged, Same Type S Rule
Non-Type-S Integra remains 0.00181 (4.34% APR) at 24 and 36 months and still jumps at 39/42. Type S keeps the same split profile as April: 24 months is the expensive term, 36/39 are the workable terms.
Like the rest of the lineup, no universal base incentive appears in May core-model data. Keep your payment model tied to verified eligibility, not generic stack assumptions.
| Integra Trim (2026) | MSRP | MF (24+36mo) | 39-mo MF | RV (36/12K) | ~Monthly* |
|---|---|---|---|---|---|
| CVT (Base) | $34,695 | 0.00181 | 0.0028 ⚠ | 61% | ~$477 |
| CVT A-Spec | $37,245 | 0.00181 | 0.0028 ⚠ | 60% | ~$522 |
| CVT A-Spec Technology | $40,495 | 0.00181 | 0.0028 ⚠ | 59% | ~$578 |
| Type S Manual (separate program) | $54,695 | 0.0038 (24mo) ⚠ | 0.0028 | 66% | ~$771 |
*Pre-tax, 36mo/12K, cap cost = MSRP, no base incentive. Non-Type-S trap starts at 39 months. Type S trap is 24 months.
Integra Verdict
No meaningful program change from April. For non-Type S, 36 months remains the efficient term with buy-rate MF. For Type S, 36/39 are workable; 24 months is the expensive term.
ADX 2026 — Lower Rate in May, Verified Base MSRP
ADX improves materially in May: 0.00171 (4.10% APR) at 24/36, down from April's 0.00202 (4.85%). Residual profile stays healthy at the base trim, and the 39/42 term trap pattern is unchanged.
Base MSRP is now locked to your verified value: $36,450 including destination.
ADX Base — Sample Payment (36-month / 12K miles)
ADX Verdict
ADX improves in May because the 24/36 money factor dropped versus April. Keep term at 36 and avoid the 39/42 money-factor jump.
2026 Acura Lineup — May at a Glance
| Model | Base MSRP | MF (36mo) | APR | Best RV | ~Monthly* | Base Incentive | Term trap |
|---|---|---|---|---|---|---|---|
| RDX 2026 | $46,550 | 0.00147 | 3.53% | 60% | ~$627 | $0 (conditional) | 39-mo (6.72%) |
| Integra 2026 | $34,695 | 0.00181 | 4.34% | 61% | ~$477 | $0 (conditional) | 39-mo (6.72%) |
| MDX 2026 | $53,250 | 0.00173 | 4.15% | 58% | ~$767 | $0 (conditional) | None (flat) |
| ADX 2026 | $36,450 | 0.00171 | 4.10% | 62% | ~$486 | $0 (conditional) | 39-mo (6.72%) |
| Integra Type S 2026 | $54,695 | 0.00280 | 6.72% | 66% | ~$771 | $0 (conditional) | 24-mo (9.12%) |
*Pre-tax, 36mo/12K, cap cost = base trim MSRP (no incentive applied). Sorted by MF ascending.
Payment Calculation Assumptions
- Cap cost = base trim MSRP. No dealer discount, no cap cost reduction, no down payment. Every negotiated dollar off MSRP and every dollar of qualified CCR lowers payment.
- Term: 36 months / 12,000 miles per year. All sample residuals use the 12K tier.
- Pre-tax and pre-fees. Add state lease tax, acquisition fee, dealer doc fee, and first payment due at signing.
- MF is the published base rate. Dealer markup on MF directly increases rent charge. Always confirm buy-rate MF before signing.
- Data basis: American Honda Finance rate sheets (Acura), Northeast region, May 2026; ADX base MSRP verified at $36,450 incl. destination.
- Incentives are conditional. No universal base cash floor is reflected in May core model data.
Data sourced from American Honda Finance rate sheets (Acura), Northeast region, May 2026. Residuals and money factors can change monthly.
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