Ford Lease Deals April 2026: Every Model Ranked
Explorer at 3.72% APR (MF 0.00155) on all trims — stands out in the 3-row segment. Mustang EcoBoost at 2.93% APR. Bronco Big Bend 4-Door at 70% residual makes it workable. Bronco Sport, Ranger, Maverick, Expedition, and F-150 Lightning all at 7.39% APR — finance only. Escape rescued by $4K customer cash.
Two numbers define Ford's April 2026 lease sheet. MF 0.00155 (3.72% APR) on every single Explorer trim — from the $38,465 Active RWD to the $61,965 Platinum 4WD — makes the Explorer the strongest three-row SUV lease on the market this month. The Mustang EcoBoost runs MF 0.00122 (2.93% APR) at 36 months. Two-thirds of the Ford lineup — Bronco Sport, Ranger, Maverick, Expedition, and F-150 Lightning — all run MF 0.00308 (7.39% APR) with no exceptions. The dividing line is sharp: you either get a program worth using or you don't.
The nuances: the Escape runs 5.30% APR but has $4,000 customer cash that brings real-world payments into competitive territory. The Bronco's Big Bend 4-Door holds a 70% residual — highest in the Bronco lineup — and at 5.76% APR is workable on the right trim. The Mustang Mach-E has an unusual term inversion: 36 months runs MF 0.00189 (4.54% APR), but 24 months drops to MF 0.00135 (3.24% APR) with higher residuals — worth modeling both before deciding. The Dark Horse Fastback and F-150 Raptor both run 7.39% APR and belong in the avoid column.
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April 2026 Ford Lineup — Rate Map
Ford Motor Credit (FMC) splits its April programs into two clear tiers. The Explorer, Mustang, Escape, Bronco, Mach-E, and most F-150 SuperCrew configs get competitive or tolerable rates. Everything else — Bronco Sport, Ranger, Maverick, Expedition, F-150 Lightning, the Dark Horse Mustang, and certain F-150 Regular Cab/SuperCab configs — runs 0.00308 (7.39% APR) uniformly. The Explorer is the outlier in the best possible direction: 0.00155 across 11 trims is exceptional for a three-row SUV with $2,300 in incDealer on top.
| Model | MF (36mo) | APR | RV Range | Cash | Verdict |
|---|---|---|---|---|---|
| Explorer | 0.00155 | 3.72% | 61–65% | $2,300 incDlr | Best Pick |
| Mustang | 0.00122 | 2.93% | 53–62% | $500 GT cash | Strong |
| Escape | 0.00221 | 5.30% | 54–56% | $4,000 cash | Rate rescued by cash |
| Bronco | 0.0024 | 5.76% | 62–70% | $2,000 conquest | Selective |
| Mustang Mach-E | 0.00189 | 4.54% | 51–53% | $2,000 cash | 24mo better |
| F-150 (SuperCrew) | 0.00167–0.00198 | 4.01–4.75% | 59–65% | $750 XLT only | SuperCrew only |
| Bronco Sport | 0.00308 | 7.39% | 55–59% | None | Skip — Finance |
| Ranger | 0.00308 | 7.39% | 58–70% | None | Skip — Finance |
| Maverick | 0.00308 | 7.39% | 62–66% | None | Skip — Finance |
| Expedition / Max | 0.00308 | 7.39% | 55–59% | None | Skip — Finance |
| F-150 Lightning | 0.00308 | 7.39% | 47–49% | None | Skip — Finance |
MF x 2400 = approximate APR. NJ region, 36mo/12K baseline. All data from Ford Motor Credit (FMC), April 21 2026.
2026 Ford Explorer — Best Three-Row Lease in April
The Explorer runs MF 0.00155 (3.72% APR) on all 11 trims at 36 months. That is not a typo — from the entry-level Active w/100A RWD at $38,465 to the Platinum 4WD at $61,965, the rate is identical. Residuals step from 61% on the Platinum RWD to 65% on 4WD trims. The 24-month option runs MF 0.00245 (5.88% APR) — a 2.16% APR penalty for two fewer months of depreciation. Stick with 36 months.
On top of the subsidized rate, FMC is running a $2,300 incDealer program — the largest dealer incentive in the Ford lineup this month. Ask explicitly whether the dealer is applying it as cap cost reduction. Add $1,250 conquest for switching from a non-Ford brand, and the numbers improve further. The 4WD Active and ST-Line trims all carry 65% residuals — the best in the Explorer lineup — making them the strongest payment-per-dollar.
| Trim | MSRP | MF (36mo) | APR | RV (36/12K) | ~Monthly* |
|---|---|---|---|---|---|
| Active w/100A RWD | $38,465 | 0.00155 | 3.72% | 64% | ~$483 |
| Active w/200A RWD | $40,260 | 0.00155 | 3.72% | 64% | ~$505 |
| ST-Line RWD | $43,500 | 0.00155 | 3.72% | 64% | ~$546 |
| ST RWD | $56,700 | 0.00155 | 3.72% | 62% | ~$741 |
| Platinum RWD | $55,000 | 0.00155 | 3.72% | 61% | ~$733 |
| Active w/100A 4WD | $40,465 | 0.00155 | 3.72% | 65% | ~$492 |
| Active w/200A 4WD | $42,260 | 0.00155 | 3.72% | 65% | ~$519 |
| ST-Line 4WD | $45,500 | 0.00155 | 3.72% | 65% | ~$559 |
| ST 4WD | $58,700 | 0.00155 | 3.72% | 63% | ~$751 |
| Platinum 4WD | $56,500 | 0.00155 | 3.72% | 62% | ~$738 |
| Tremor 4WD | $53,500 | 0.00155 | 3.72% | 65% | ~$657 |
*Pre-tax, 36mo/12K, cap cost = MSRP. $2,300 incDealer program not applied — confirm with dealer. MF x 2400 = 3.72% APR across all trims. 24-month rate is 0.00245 (5.88% APR) — skip it.
Explorer Verdict
The Active w/100A 4WD is the sweet spot: $40,465 MSRP, 65% residual, 3.72% APR, and roughly $492/month pre-tax before any incentives. The 4WD trims uniformly hold 65% RV vs 64% on RWD equivalents — that 1% difference is worth about $15–$20/month on a $40K vehicle. The ST-Line 4WD at $45,500 and ~$559/month represents good value at the mid-range. Confirm the $2,300 incDealer is applied as cap cost reduction — at 36 months that is $64/month off the payment if applied correctly. The Tremor 4WD at $53,500 also holds 65% residual, making it a better lease than the ST 4WD despite the higher sticker.
2026 Mustang — Best Sports Car Lease Rate
The Mustang EcoBoost at MF 0.00122 (2.93% APR) is the best rate on any sports car or performance vehicle leased this month. The GT trims run the same 0.00122 with better residuals (62% vs 58%) and come with $500 customer cash, which makes the GT Fastback surprisingly competitive at ~$594/month pre-tax on a $48,555 car after the cash. The Dark Horse Fastback is the exception: it runs MF 0.00308 (7.39% APR) — the same rate as every model in the avoid section. At $65,075 and ~$1,140/month pre-tax, the Dark Horse is a finance candidate, not a lease.
The 24-month option runs MF 0.00202 (4.85% APR) — 1.92% worse than 36 months. Convertible trims take a residual hit (53–59% vs 58–62% on fastbacks) but carry the same 0.00122 rate for 36 months. The GT Premium Convertible at $58,000 with $500 cash and 59% residual runs about $759/month pre-tax — you are paying for the roof.
| Trim | MSRP | MF (36mo) | APR | RV (36/12K) | Cash | ~Monthly* |
|---|---|---|---|---|---|---|
| EcoBoost Fastback | $32,640 | 0.00122 | 2.93% | 58% | — | ~$444 |
| EcoBoost Premium Fastback | $38,340 | 0.00122 | 2.93% | 58% | — | ~$521 |
| GT Fastback | $48,555 | 0.00122 | 2.93% | 62% | $500 | ~$594 |
| GT Premium Fastback | $53,075 | 0.00122 | 2.93% | 62% | $500 | ~$651 |
| EcoBoost Convertible | $40,140 | 0.00122 | 2.93% | 53% | — | ~$601 |
| EcoBoost Premium Convertible | $43,140 | 0.00122 | 2.93% | 53% | — | ~$644 |
| GT Premium Convertible | $58,000 | 0.00122 | 2.93% | 59% | $500 | ~$759 |
| Dark Horse Fastback | $65,075 | 0.00308 | 7.39% | 54% | — | ~$1,140 |
*Pre-tax, 36mo/12K. GT/GT Premium/GT Premium Convertible: $500 customer cash applied as cap cost reduction. Dark Horse: MF 0.00308 — finance only. 24-month rate is 0.00202 (4.85% APR) across all standard trims.
2026 Ford Escape — Rescued by $4,000 Customer Cash
The Escape runs MF 0.00221 (5.30% APR) — not a great rate on its own, but $4,000 customer cash on every non-PHEV trim pulls the effective payment down enough to be competitive. The Active FWD at $30,350 with $4,000 applied drops to a ~$26,350 cap cost and runs about $363/month pre-tax. The ST-Line AWD at $33,995 with cash comes in around $397/month. These are real payments on compact SUVs — not exceptional, but not embarrassing at 5.30% APR.
The PHEV tells a different story. Ford gives it $8,000 customer cash but pairs it with MF 0.00308 (7.39% APR) and a 48% residual. Even after $8,000 in cap cost reduction, a $43,995 PHEV drops to a ~$35,995 cap cost and still runs ~$589/month pre-tax. You are paying $589/month for a vehicle Ford says will be worth 48% of its original price at lease end. Finance the PHEV or buy the regular Escape with cash applied.
| Trim | MSRP | MF (36mo) | APR | RV (36/12K) | Cash | ~Monthly* |
|---|---|---|---|---|---|---|
| Active FWD | $30,350 | 0.00221 | 5.30% | 55% | $4,000 | ~$363 |
| ST-Line FWD | $31,995 | 0.00221 | 5.30% | 55% | $4,000 | ~$381 |
| Active AWD | $31,845 | 0.00221 | 5.30% | 55% | $4,000 | ~$385 |
| ST-Line AWD | $33,995 | 0.00221 | 5.30% | 56% | $4,000 | ~$397 |
| ST-Line Select AWD | $36,495 | 0.00221 | 5.30% | 56% | $4,000 | ~$432 |
| ST-Line Elite AWD | $38,995 | 0.00221 | 5.30% | 56% | $4,000 | ~$463 |
| Platinum AWD | $41,495 | 0.00221 | 5.30% | 54% | $4,000 | ~$558 |
| PHEV FWD | $43,995 | 0.00308 | 7.39% | 48% | $8,000 | ~$589 |
*Pre-tax, 36mo/12K. Customer cash applied as cap cost reduction. PHEV: $8,000 cash applied but MF 0.00308 + 48% residual still produce a poor result. Non-PHEV runs MF 0.00221 across all trims.
2026 Ford Bronco — Selective Based on Trim
Most Bronco trims run MF 0.0024 (5.76% APR) at 36 months — not great, but the residuals carry the deal. The Big Bend 4-Door holds a 70% residual — the highest in the entire Bronco lineup and one of the better numbers in any segment this month. At $48,000 and a 70% RV, the payment math works despite the 5.76% rate. The Base 4-Door carries 68% and comes in at $42,490, making it the entry-point pick at ~$549/month pre-tax.
The Raptor and Stroppe Edition are different cars for lease purposes: both run MF 0.00308 (7.39% APR). The Raptor at $80,000 and ~$1,330/month pre-tax is a finance candidate. The Stroppe Edition at $60,000 also hits 0.00308 — same trap as the Ranger, Maverick, and Expedition. All 24-month Bronco programs run MF 0.00307 or 0.00302 — worse than the already-mediocre 36-month rates. There is no good 24-month Bronco lease this month.
| Trim | MSRP | MF (36mo) | APR | RV (36/12K) | ~Monthly* |
|---|---|---|---|---|---|
| Base 2-Door | $40,000 | 0.0024 | 5.76% | 67% | ~$527 |
| Base 4-Door | $42,490 | 0.0024 | 5.76% | 68% | ~$549 |
| Big Bend 4-Door | $48,000 | 0.0024 | 5.76% | 70% | ~$596 |
| Outer Banks 4-Door | $48,890 | 0.0024 | 5.76% | 64% | ~$681 |
| Badlands 2-Door Advanced | $50,000 | 0.0024 | 5.76% | 62% | ~$722 |
| Badlands 4-Door Advanced | $51,625 | 0.0024 | 5.76% | 63% | ~$733 |
| Heritage Edition 4-Door Adv | $48,090 | 0.0024 | 5.76% | 62% | ~$695 |
| Stroppe Edition 4-Door Adv | $60,000 | 0.00308 | 7.39% | 57% | ~$1,007 |
| Raptor 4-Door Advanced | $80,000 | 0.00308 | 7.39% | 59% | ~$1,330 |
*Pre-tax, 36mo/12K, cap = MSRP. Conquest $2,000 not applied. Raptor and Stroppe run MF 0.00308 (7.39% APR) — finance candidates. All 24-month rates are 0.00307 or 0.00302 — worse than 36-month. No 24-month Bronco lease is competitive this month.
2026 Mustang Mach-E — 24 Months is the Right Term
The Mach-E has an unusual structure this month: the 24-month term is better than 36 months. At 36 months, the Mach-E runs MF 0.00189 (4.54% APR) — mediocre. At 24 months, the rate drops to MF 0.00135 (3.24% APR) with residuals that step up 7–8 percentage points. The Select RWD is 52% at 36 months and 59% at 24 months. That combination of lower rate and higher residual can produce a lower or comparable payment at 24 months despite the shorter depreciation period. Model both before committing to a term.
All Mach-E trims receive $2,000 customer cash regardless of term. The GT AWD at $55,440 with $2,000 cash runs ~$853/month pre-tax at 36 months — steep for an EV. At 24 months the GT's higher residual (58% vs 51%) meaningfully changes the math. The $2,000 conquest and conditional incentives on top of the base program apply to both terms.
| Trim | MSRP | MF 36mo | MF 24mo | RV 36/12K | RV 24/12K | ~Mo (36mo)* |
|---|---|---|---|---|---|---|
| Select RWD | $37,795 | 0.00189 | 0.00135 | 52% | 59% | ~$553 |
| Premium RWD | $42,640 | 0.00189 | 0.00135 | 51% | 58% | ~$643 |
| Select AWD | $39,840 | 0.00189 | 0.00135 | 53% | 60% | ~$576 |
| Premium AWD | $45,000 | 0.00189 | 0.00135 | 52% | 59% | ~$670 |
| GT AWD | $55,440 | 0.00189 | 0.00135 | 51% | 58% | ~$853 |
*Pre-tax. $2,000 customer cash applied as cap cost reduction. 36mo payments shown; 24-month at MF 0.00135 and higher RV will differ — model both before deciding. MF x 2400: 36mo = 4.54% APR, 24mo = 3.24% APR.
Mach-E Select RWD — 24-Month vs 36-Month Rate Comparison
The 24-month term also carries a higher residual (59% vs 52%), further reducing the depreciation component. The total payment difference varies by trim but the 24-month structure is genuinely worth modeling on every Mach-E configuration.
2026 F-150 — SuperCrew Configs Only
The F-150 lease picture depends entirely on cab configuration. Regular Cab 4WD and most SuperCab configurations run MF 0.00308 (7.39% APR) — the same rate as Ranger, Maverick, and Expedition. Stick to SuperCrew. The XLT 2WD SuperCrew is the standout at MF 0.00167 (4.01% APR) — the best F-150 rate in the lineup — plus $750 customer cash. The XL 2WD, XLT 4WD, Lariat 4WD, King Ranch 4WD, and Platinum 4WD all run MF 0.00198 (4.75% APR). The Lariat and above carry 65% residuals.
The Raptor SuperCrew runs MF 0.00198 (4.75% APR) — it does not fall into the 7.39% trap. At $82,000 and a 59% residual, the Raptor runs about $1,065/month pre-tax without cash. The Lariat 4WD SuperCrew at $62,355 with a 65% residual and 4.75% APR produces ~$810/month. No customer cash on Lariat and above; only XLT gets $750.
| Config (SuperCrew) | MSRP | MF (36mo) | APR | RV (36/12K) | Cash | ~Monthly* |
|---|---|---|---|---|---|---|
| XLT 2WD 5.5-box | $44,695 | 0.00167 | 4.01% | 61% | $750 | ~$582 |
| XL 2WD 5.5-box | $38,790 | 0.00198 | 4.75% | 61% | — | ~$517 |
| XLT 4WD 5.5-box | $48,000 | 0.00198 | 4.75% | 63% | $750 | ~$626 |
| Lariat 4WD 5.5-box | $62,355 | 0.00198 | 4.75% | 65% | — | ~$810 |
| King Ranch 4WD 5.5-box | $75,000 | 0.00198 | 4.75% | 65% | — | ~$974 |
| Platinum 4WD 5.5-box | $74,905 | 0.00198 | 4.75% | 65% | — | ~$973 |
| Raptor 4WD 5.5-box | $82,000 | 0.00198 | 4.75% | 59% | — | ~$1,065 |
*Pre-tax, 36mo/12K, SuperCrew 5.5-box configs. XLT: $750 cash applied. Regular Cab 4WD and most SuperCab configs run MF 0.00308 (7.39% APR) — skip them. All MSRPs estimated.
Avoid — MF 0.00308 (7.39% APR) Across the Board
Five vehicle lines run MF 0.00308 (7.39% APR) across every single trim with no exceptions. The common thread: Ford Motor Credit is not subsidizing these leases in April 2026. Finance them — you can likely get a lower APR through FMC conventional financing or a credit union — or wait for the program to improve.
Bronco Sport — All 4 Trims
The Bronco Sport Big Bend at $31,845 runs ~$463/month pre-tax. That is barely better than the Escape Active FWD with $4,000 cash at $363/month — and you are paying 7.39% APR to get there. The Badlands at $40,495 and ~$604/month pre-tax is indefensible. No incDealer program.
| Trim | MSRP | MF | RV | ~Monthly* |
|---|---|---|---|---|
| Big Bend | $31,845 | 0.00308 | 59% | ~$463 |
| Heritage | $33,995 | 0.00308 | 57% | ~$497 |
| Outer Banks | $35,995 | 0.00308 | 56% | ~$533 |
| Badlands | $40,495 | 0.00308 | 55% | ~$604 |
Ranger — All Configs
The Ranger has decent residuals — 70% on the XL, 68% on the XLT — but 7.39% APR destroys the advantage. The Lariat 4WD at $43,350 and ~$592/month runs worse than the F-150 XLT 4WD at $612/month on a larger, better-equipped truck. Finance the Ranger.
| Trim | MSRP | MF | RV | ~Monthly* |
|---|---|---|---|---|
| XL 4WD SuperCrew | $36,350 | 0.00308 | 70% | ~$451 |
| XLT 4WD SuperCrew | $39,350 | 0.00308 | 68% | ~$494 |
| Lariat 4WD SuperCrew | $43,350 | 0.00308 | 65% | ~$592 |
| Raptor 4WD SuperCrew | $58,350 | 0.00308 | 58% | ~$951 |
Maverick — All Configs
The Maverick XL FWD at $28,145 runs ~$369/month — barely better than the Escape Active FWD with $4,000 cash at $363/month, and on a compact pickup vs a compact SUV. At 7.39% APR the Maverick is not a lease car this month. Finance rates on the Maverick are likely to be more competitive.
| Trim | MSRP | MF | RV | ~Monthly* |
|---|---|---|---|---|
| XL FWD | $28,145 | 0.00308 | 65% | ~$369 |
| XLT FWD | $29,995 | 0.00308 | 63% | ~$407 |
| XL AWD | $30,995 | 0.00308 | 66% | ~$393 |
| XLT AWD | $32,995 | 0.00308 | 64% | ~$449 |
| Lariat AWD | $38,495 | 0.00308 | 63% | ~$548 |
| Tremor AWD | $43,995 | 0.00308 | 62% | ~$638 |
Expedition and Expedition Max — All Configs
The Expedition Active 4x4 at $62,700 runs ~$1,007/month pre-tax. The Expedition Max Platinum 4x4 at $87,700 approaches $1,500/month. These are full-size SUV payments at 7.39% APR with 55–59% residuals. The Explorer — a smaller, cheaper vehicle — leases for $492–$793/month on better rates and better residuals this month. There is no case for leasing an Expedition in April 2026.
| Trim | MSRP | MF | RV | ~Monthly* |
|---|---|---|---|---|
| Expedition Active 4x2 | $57,700 | 0.00308 | 58% | ~$925 |
| Expedition Active 4x4 | $62,700 | 0.00308 | 59% | ~$1,007 |
| Expedition Tremor 4x4 | $77,700 | 0.00308 | 55% | ~$1,290 |
| Expedition King Ranch 4x4 | $79,700 | 0.00308 | 55% | ~$1,323 |
| Expedition Platinum 4x4 | $82,700 | 0.00308 | 56% | ~$1,366 |
| Expedition Max Active 4x2 | $62,700 | 0.00308 | 58% | ~$1,003 |
| Expedition Max Active 4x4 | $67,700 | 0.00308 | 59% | ~$1,085 |
| Expedition Max King Ranch 4x4 | $84,700 | 0.00308 | 55% | ~$1,407 |
| Expedition Max Platinum 4x4 | $87,700 | 0.00308 | 56% | ~$1,449 |
F-150 Lightning — All Trims
The Lightning runs MF 0.00308 (7.39% APR) with 47–49% residuals. On a $55,000 STX, that is roughly $849/month pre-tax. The Lightning Lariat at $67,995 runs ~$1,326/month. Ford's own Mach-E — a smaller EV — leases better at 4.54% APR (or 3.24% APR at 24mo) with $2,000 customer cash. The Lightning is a finance vehicle in April 2026.
| Trim | MSRP | MF | RV | ~Monthly* |
|---|---|---|---|---|
| STX | $54,995 | 0.00308 | 49% | ~$849 |
| Flash | $59,995 | 0.00308 | 49% | ~$927 |
| Lariat | $67,995 | 0.00308 | 48% | ~$1,326 |
| Platinum | $82,995 | 0.00308 | 47% | ~$1,641 |
*All avoid-section payments: pre-tax, 36mo/12K, cap = MSRP, no incentives applied. MF 0.00308 = 7.39% APR.
April 2026 Ford Incentive Summary
Ford's incentive structure this month mixes customer cash (applied as cap cost reduction on the customer's side), incDealer programs (pass-through at dealer discretion), conquest (for buyers switching from a non-Ford brand), and conditional programs (Military, College Grad, First Responder — each $500, not stackable with each other).
| Model | Customer Cash | incDealer | Conquest | Conditional* |
|---|---|---|---|---|
| Explorer | — | $2,300 | $1,250 | $500 each |
| Mustang (GT trims) | $500 | $1,600 | $750 | $500 each |
| Mustang (non-GT) | — | $1,600 | $750 | $500 each |
| Escape (non-PHEV) | $4,000 | $1,600 | $1,250 | $500 each |
| Escape PHEV | $8,000 | $1,600 | $1,250 | $500 each |
| Bronco | — | $1,600 | $2,000 | $500 each |
| Mustang Mach-E | $2,000 | $1,600 | $750 | $500 each |
| F-150 (non-Raptor) | XLT: $750 only | $1,600 | — | — |
*Conditional: Military Appreciation, College Grad, First Responder — $500 each on most models. Not stackable with each other. Not reflected in any payment estimate in this article.
incDealer Programs — Not Your Cash by Default
The $2,300 Explorer incDealer and $1,600 programs on other models are dealer-to-Ford pass-through incentives, not customer cash. Dealers are not required to pass them to you, and some will keep them as margin. Before signing, confirm in writing that the incDealer amount is being applied as cap cost reduction. Ask the dealer to show you the deal jacket with the incentive line itemized.
Payment Math and Assumptions
All monthly estimates in this article are baseline comparisons — not the all-in amount you will pay at a dealership.
- Cap cost = MSRP, no markup. No dealer discount, no cap cost reduction, no down payment unless noted. Estimates with customer cash applied note the reduced cap cost used.
- Term: 36 months / 12,000 miles per year (except where 24-month noted for Mach-E). All residuals use the 12K annual mileage tier.
- Pre-tax, pre-fees. Add your state's lease tax rate, FMC acquisition fee (~$595–$695), dealer doc fee, and first-month payment at signing.
- MF is the published FMC buy rate. Ford Motor Credit dealers can mark up the money factor above the published program. Even 0.0010 over buy rate adds $30–$45/month on a $45K vehicle. Verify the exact money factor in writing before signing.
- Region: NJ (Northeast), Ford Motor Credit (FMC), generated April 21, 2026. Other regions use different rate sheets — confirm programs with your dealer.
- 0.00308 trap: Bronco Sport, Ranger, Maverick, Expedition, F-150 Lightning, Mustang Dark Horse Fastback, F-150 Regular Cab 4WD and most SuperCab configs — all run 7.39% APR. Finance these vehicles or wait for the program to change.
- incDealer programs ($2,300 Explorer, $1,600 most others) are not automatically your money. Confirm in writing that they are applied as cap cost reduction before signing.
- Military Appreciation, College Grad, and First Responder ($500 each) are available on most models for eligible buyers. Not reflected in any estimate above.
- MF × 2400 = approximate APR. Quick check: 0.00155 × 2400 = 3.72% APR.
Data sourced from Ford Motor Credit (FMC), Northeast region (NJ), April 2026. Residuals and money factors change monthly. MSRP figures estimated from Ford.com and Edmunds. All programs expire April 30, 2026.
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