Acura Lease Deals July 2026: Every Model Ranked
Acura July 2026 is a hold month. ADX money factor eased to 0.00170 (4.08% APR), the only change in the lineup. RDX still leads at 0.00147 (3.53% APR). MDX stays flat at 0.00173 (4.15% APR) across all four terms. Integra unchanged at 0.00181 (4.34% APR); Type S at 0.00280 (6.72% APR). RDX, Integra, and ADX all hit a 0.00295 (7.08% APR) trap at 48 months. No universal base cash on any model.
July is a near-total hold. The only move in the lineup: ADX money factor eased one notch, from 0.00171 (4.10% APR) to 0.00170 (4.08% APR), trimming about $1/month. Every other model carries June's exact rates, residuals, and payments.
RDX still leads at 0.00147 (3.53% APR), the lowest rate on any Acura. MDX holds flat at 0.00173 (4.15% APR) across all four terms, still the only model with no term penalty. Integra and Integra Type S are unchanged. The term structure matches June: 24/36/39/48 months, with a 0.00295 (7.08% APR) wall at 48 months on everything except MDX.
4.08%
ADX APR — the only mover
MF 0.00171 → 0.00170 · 24 & 36 mo
3.53%
RDX APR — best rate
MF 0.00147 · unchanged from June
4.15%
MDX — flat all terms
0.00173 · no 39/48 trap
7.08%
48-mo trap rate
RDX / Integra / ADX — avoid
July Overview: One Rate Cut, Everything Else Holds
ADX is the single change this month. Its money factor dropped from 0.00171 (4.10% APR) to 0.00170 (4.08% APR) at 24 and 36 months. That's worth about $1/month. RDX, MDX, Integra, and Integra Type S all carry the same money factor, residuals, and payments they had in June.
The lineup structure rule is unchanged. MDX is the only model flat across every term. RDX, Integra, and ADX all jump to 0.00280 (6.72% APR) at 39 months and 0.00295 (7.08% APR) at 48 months. Integra Type S runs the opposite pattern: 24 months is the expensive term. No model carries universal base consumer cash. Every advertised incentive is conditional or dealer discretion.
| Model | 24-mo MF | 36-mo MF | 39-mo MF | 48-mo MF | Term Trap? |
|---|---|---|---|---|---|
| ADX 2026 | 0.00170 | 0.00170 | 0.00280 | 0.00295 | 39/48-mo |
| RDX 2026 | 0.00147 | 0.00147 | 0.00280 | 0.00295 | 39/48-mo |
| MDX 2026 — all trims | 0.00173 | 0.00173 | 0.00173 | 0.00173 | None |
| Integra 2026 (non-Type S) | 0.00181 | 0.00181 | 0.00280 | 0.00295 | 39/48-mo |
| Integra Type S 2026 | 0.00380 | 0.00280 | 0.00280 | 0.00295 | 24-mo trap |
MF × 2400 = approximate APR. 0.00295 = 7.08% APR. MDX is the only model flat across all terms. Data: American Honda Finance (Acura), Northeast, July 2026.
48-Month Trap: Higher Payment on RDX, Integra, ADX
At 0.00295 (7.08% APR), the rent charge is high enough that a 48-month lease costs more per month than the 36-month deal, not less. It applies to RDX, Integra, and ADX. The longer residual does not offset the rate. You pay more and commit 12 months longer. Only MDX, flat at 0.00173, avoids the penalty.
Verdict — July Lineup
A quiet month. ADX ticked down a notch to 4.08% APR. Everything else is a June carryover. Stick to 24 or 36 months on RDX, Integra, and ADX. MDX is the only model where a longer term makes sense. No model has universal base consumer cash.
ADX 2026 — The One Rate Cut This Month
ADX money factor eased from 0.00171 (4.10% APR) to 0.00170 (4.08% APR) at 24 and 36 months. Residuals held. The payment change is small, about $1/month, but ADX is now the second-lowest rate in the lineup behind RDX. Base FWD leases at ~$495/month and base AWD at ~$522/month pre-tax. AWD adds a flat $2,000 at every trim level.
The 39-month trap is 0.00280 (6.72% APR); 48 months hits 0.00295 (7.08% APR). Both cost more per month than the 36-month deal, so keep ADX at 24 or 36. Conditional loyalty and conquest offers exist but require qualification. No universal base cash.
| ADX Trim (2026) | MSRP | MF (24/36mo) | APR | RV (36/12K) | ~Monthly* |
|---|---|---|---|---|---|
| FWD | |||||
| FWD (Base) | $36,450 | 0.00170 | 4.08% | 61% | ~$495 |
| FWD A-Spec | $39,650 | 0.00170 | 4.08% | 59% | ~$559 |
| FWD A-Spec Advance | $43,850 | 0.00170 | 4.08% | 58% | ~$629 |
| SH-AWD (+$2,000) | |||||
| AWD (Base) | $38,450 | 0.00170 | 4.08% | 61% | ~$522 |
| AWD A-Spec | $41,650 | 0.00170 | 4.08% | 59% | ~$587 |
| AWD A-Spec Advance | $45,850 | 0.00170 | 4.08% | 58% | ~$658 |
*Pre-tax, 36mo/12K, cap cost = MSRP, no incentive. MF 0.00170 at 24 and 36 months. 39-mo MF 0.00280 (6.72% APR); 48-mo MF 0.00295 (7.08% APR), both higher payment than 36. Data: American Honda Finance (Acura), Northeast, July 2026.
ADX: June → July Change
Money factor eased from 0.00171 (4.10% APR) to 0.00170 (4.08% APR) at 24 and 36 months. Residuals unchanged. Payments drop about $1/month across the AWD and FWD trims. Small, but it's the only rate move in the Acura lineup this month.
Verdict — ADX
ADX at 4.08% APR and 36 months is the second-best rate on any Acura this month. Base FWD runs ~$495, base AWD ~$522 pre-tax. Ask about loyalty if you're coming from another Acura. Skip 39 and 48 months. Both cost more than a 36-month deal.
RDX 2026 — Best Rate in Lineup, Unchanged
RDX holds at 0.00147 (3.53% APR) at 24 and 36 months, the lowest rate in the Acura lineup and unchanged from June. Residuals and payments are identical to last month. Entry SH-AWD leases at ~$627/month pre-tax.
The 39-month trap stays at 0.00280 (6.72% APR); 48 months hits 0.00295 (7.08% APR). Both run a higher monthly payment than 36 months, so there is no reason to take either extended term on this model.
| RDX Trim (2026) | MSRP | MF (24/36mo) | APR | RV (36/12K) | ~Monthly* |
|---|---|---|---|---|---|
| SH-AWD | $46,550 | 0.00147 | 3.53% | 60% | ~$627 |
| SH-AWD w/Technology | $49,150 | 0.00147 | 3.53% | 59% | ~$675 |
| SH-AWD A-Spec | $52,150 | 0.00147 | 3.53% | 58% | ~$730 |
| SH-AWD w/Advance | $54,300 | 0.00147 | 3.53% | 57% | ~$774 |
| SH-AWD A-Spec Advance | $56,300 | 0.00147 | 3.53% | 57% | ~$802 |
*Pre-tax, 36mo/12K, cap cost = MSRP, no incentive. 39-mo MF 0.00280 (6.72% APR); 48-mo MF 0.00295 (7.08% APR), both cost more per month than 36. Unchanged from June 2026.
UnchangedRDX: June → July
Same MF, same residuals, same payments. Nothing changed on this model.
Verdict — RDX
RDX at 3.53% APR is the best rate on any Acura this month. Keep it at 24 or 36 months, confirm the buy-rate MF on your deal sheet, and skip both extended terms. Conditional loyalty applies if you qualify.
MDX 2026 — Flat Rate at Every Term, Unchanged
MDX holds at 0.00173 (4.15% APR) across all four terms, unchanged from June. It's still the only Acura with no penalty for going longer. FWD leases at ~$767/month and SH-AWD at ~$798/month pre-tax at 36 months. Because the money factor is identical at 48 months, a longer term lowers the monthly at the same rate, at the cost of more total spend over the lease.
Incentive structure is conditional with no universal base consumer cash. Any loyalty, conquest, or dealer cash you're offered has to be confirmed on your deal sheet. It is not a given.
| MDX Trim (2026) | MSRP | MF (all terms) | APR | RV (36/12K) | ~Monthly* |
|---|---|---|---|---|---|
| FWD | |||||
| FWD | $53,250 | 0.00173 | 4.15% | 58% | ~$767 |
| FWD w/Technology | $58,650 | 0.00173 | 4.15% | 56% | ~$875 |
| SH-AWD | |||||
| SH-AWD | $55,450 | 0.00173 | 4.15% | 58% | ~$798 |
| SH-AWD w/Technology | $60,850 | 0.00173 | 4.15% | 56% | ~$908 |
| SH-AWD A-Spec | $63,850 | 0.00173 | 4.15% | 56% | ~$953 |
| SH-AWD w/Advance | $68,350 | 0.00173 | 4.15% | 53% | ~$1,073 |
| SH-AWD A-Spec Advance | $70,350 | 0.00173 | 4.15% | 53% | ~$1,105 |
| Type S SH-AWD w/Advance | $77,300 | 0.00173 | 4.15% | 53% | ~$1,214 |
*Pre-tax, 36mo/12K, cap cost = MSRP, no incentive. MF 0.00173 is flat across 24/36/39/48 months, so a 48-month term lowers the monthly at the same rate but adds total cost. Data: American Honda Finance (Acura), Northeast, July 2026.
UnchangedMDX: June → July
Rate, residuals, and payments identical to June. Still 0.00173 flat across every term.
Verdict — MDX
MDX at 36 months is the cleanest structure in the lineup: 4.15% APR, no term penalty, flat through every option. The 48-month term lowers the monthly at the same rate but adds total cost, so take it only if a lower payment matters more than total spend. Confirm the buy-rate MF before signing.
Integra 2026 — Core Program Unchanged, Type S Rule Holds
Non-Type-S Integra stays at 0.00181 (4.34% APR) at 24 and 36 months, unchanged from June. The base CVT leases at ~$477/month pre-tax. The 39-month trap holds at 0.00280 (6.72% APR); 48 months hits 0.00295 (7.08% APR) and again costs more per month than 36.
Type S keeps the same inverted profile: 24 months is the expensive term at 0.00380 (9.12% APR). 36 and 39 months are workable at 0.00280 (6.72% APR). Lease the Type S at 36 or 39, never 24.
| Integra Trim (2026) | MSRP | MF (24/36mo) | APR | RV (36/12K) | ~Monthly* |
|---|---|---|---|---|---|
| Non-Type S — 39/48-month trap | |||||
| CVT (Base) | $34,695 | 0.00181 | 4.34% | 61% | ~$477 |
| CVT A-Spec | $37,245 | 0.00181 | 4.34% | 60% | ~$522 |
| CVT A-Spec Technology | $40,495 | 0.00181 | 4.34% | 59% | ~$578 |
| Type S — 24-month trap | |||||
| Type S Manual (36mo shown) | $54,695 | 0.00280 (36mo) | 6.72% | 66% | ~$771 |
*Pre-tax, 36mo/12K, cap cost = MSRP, no incentive. Non-Type-S trap: 39mo 0.00280 (6.72%), 48mo 0.00295 (7.08%), both higher payment than 36mo. Type S trap: 24mo 0.00380 (9.12%); use 36 or 39 months instead. Unchanged from June 2026.
UnchangedIntegra: June → July
Same MF, same residuals, same payments across all trims, Type S included.
Verdict — Integra
Non-Type-S at 36 months is a clean deal at 4.34% APR and ~$477/month on the base CVT. Check conditional eligibility for any cash. Type S: use 36 or 39 months only. 24 months at 9.12% APR and 48 months at 7.08% APR both make no sense.
2026 Acura Lineup — July at a Glance
| Model | Base MSRP | MF (36mo) | APR | Best RV | ~Monthly* | Term Trap |
|---|---|---|---|---|---|---|
| RDX 2026 | $46,550 | 0.00147 | 3.53% | 60% | ~$627 | 39-mo (6.72%) |
| ADX 2026 | $36,450 | 0.00170 | 4.08% | 61% | ~$495 | 39-mo (6.72%) |
| MDX 2026 | $53,250 | 0.00173 | 4.15% | 58% | ~$767 | None (flat) |
| Integra 2026 | $34,695 | 0.00181 | 4.34% | 61% | ~$477 | 39-mo (6.72%) |
| Integra Type S 2026 | $54,695 | 0.00280 | 6.72% | 66% | ~$771 | 24-mo (9.12%) |
*Pre-tax, 36mo/12K, cap cost = base trim MSRP, no incentive. Sorted by MF ascending. Data: American Honda Finance (Acura), Northeast, July 2026.
Verdict — July Lineup
RDX at 3.53% APR is the buy. ADX is the second-best rate after its one-notch cut to 4.08%. MDX is the only model worth looking at beyond 36 months. On every model, confirm the buy-rate MF with the dealer before you work the payment.
Payment Math & Assumptions
All monthly payments are pre-tax estimates based on: cap cost = MSRP, no down payment, no dealer discount, no incentive applied. Term: 36 months / 12,000 miles per year. Acquisition fee not capitalized in these estimates.
Tax, registration, title, and dealer doc fees are excluded and vary by state. Your drive-off costs depend on your state's lease tax treatment, which can add $0 to $1,500 or more at signing.
- Cap cost = base trim MSRP. Every dollar negotiated off MSRP and every dollar of qualified cap-cost reduction cuts the payment directly.
- MF is the published buy-rate. Dealers can mark it up. Always verify the exact MF on your deal sheet before signing.
- Skip 39 and 48 months on RDX, Integra, and ADX. At 0.00280 and 0.00295, both extended terms cost more per month than the 36-month deal. Only MDX is flat across every term.
- No universal base consumer cash on any model. Every advertised incentive is conditional (loyalty, conquest, military, college) or dealer discretion. Confirm you qualify before you count on it.
Data sourced from American Honda Finance rate sheets (Acura), Northeast region, July 2026. Residuals and money factors change monthly.
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