Acura Lease Deals September 2026: Every Model Ranked
Acura cut rates across three of four models and the payments barely moved. One car is the exception, and it is worth $95 a month.
Acura cut the rate on 13 of 18 trims this month and it is worth almost nothing. The money factor dropped on every ADX, Integra and MDX, and the residual dropped a point on every one of them too. The two cancel. Net change to the payment: $2 to $3 a month.
One car is the exception, and it is a big one. The Integra Type S went from 0.0028 to 0.0016 (6.72% to 3.84% APR), which takes it from ~$778 to ~$682 a month. That is $95, and it is the only payment in the Acura lineup that moved enough to change a decision. The RDX did not move at all. Nothing in the lineup carries a dollar of lease cash.
-$95
Integra Type S
Rate cut 6.72% to 3.84%, the real move
-$3
Everything Else That Moved
Rate down, residual down, net nothing
~$474
Cheapest Lease / mo
Integra Base, pre-tax, 36mo/12K
$0
Lease Cash, Whole Lineup
All 18 trims, same as August
The Whole Lineup, Cheapest First
Four Acura models carry a lease program this month, with eighteen leaseable trims between them. That is the entire table below, not a selection. The Integra Base at ~$474 is the cheapest way into the brand, and the MDX Type S Advance at ~$1,210 is the top.
The Cash column is not a formatting error. Acura is running no lease cash on any trim, the same as August. Every payment here is rate and residual doing the work, with nothing on the hood.
| Model / Trim | MSRP | Cash | ~Monthly* | vs August |
|---|---|---|---|---|
| Integra | ||||
| Base | $34,695 | $0 | ~$474 | -$3/mo |
| A-Spec | $37,245 | $0 | ~$519 | -$3/mo |
| A-Spec Tech | $40,495 | $0 | ~$575 | -$3/mo |
| Type S | $55,195 | $0 | ~$682 | -$95/mo |
| ADX | ||||
| Base | $36,450 | $0 | ~$493 | -$2/mo |
| A-Spec | $39,650 | $0 | ~$557 | -$2/mo |
| A-Spec Advance | $43,850 | $0 | ~$628 | -$2/mo |
| RDX | ||||
| Base | $46,550 | $0 | ~$627 | Unchanged |
| Technology | $49,150 | $0 | ~$675 | Unchanged |
| A-Spec | $52,150 | $0 | ~$730 | Unchanged |
| Advance | $54,300 | $0 | ~$774 | Unchanged |
| A-Spec Advance | $56,300 | $0 | ~$802 | Unchanged |
| MDX | ||||
| Base (FWD) | $53,250 | $0 | ~$764 | -$3/mo |
| Technology (FWD) | $58,650 | $0 | ~$872 | -$3/mo |
| A-Spec SH-AWD | $63,850 | $0 | ~$950 | -$3/mo |
| Advance SH-AWD | $68,350 | $0 | ~$1,070 | -$3/mo |
| A-Spec Advance SH-AWD | $70,350 | $0 | ~$1,102 | -$3/mo |
| Type S Advance SH-AWD | $77,300 | $0 | ~$1,210 | -$3/mo |
*Pre-tax, 36mo/12K miles, Northeast region. Cap cost = MSRP, no lease cash available, no down payment and no dealer discount. Residual applied to MSRP. MDX Base and Technology are priced front-wheel drive; the A-Spec and Advance rows are SH-AWD. Data: Acura Financial Services, September 2026.
Verdict: September Acura
One car changed and seventeen did not, whatever the rate sheet says. Lease the Integra Type S at ~$682 if you were ever going to. For everything else this is August with different decimals, so there is no reason to rush and no reason to wait.
These tables are one configuration.
36 months, 12,000 miles, Northeast. Your term, mileage, and state move the payment. Get your exact number, free.
What These Payments Actually Are
Every payment above is calculated at full MSRP, nothing down, before tax. No dealer discount, no trade, no fees. That makes them a ceiling, not a target. Nobody should pay these numbers, and plenty of people will pay less.
Use them as a measuring stick. Take the payment your dealer quotes, put it next to the row here, and the gap tells you how much discount and how much markup are in the deal. A quote above this number on the same term and mileage means something was added that the program does not require.
The conversion you need
$1,000 off the selling price is about $30 a month at 36 months. Run it in reverse on any quote: the difference between your number and the row above, divided by 30, is roughly the discount the dealer already gave you, in thousands.
Three things move a real quote away from this baseline. A discount pulls it down, and that is the only one that saves you money. Money down pulls it down too, but you already paid it, so the payment looks better while the total does not change. Tax and fees push it up, by $0 to well over $100 a month depending on where you live. A New Jersey lease and a Texas lease on the same Acura are not the same payment.
Verdict: Read these as ceilings
Paying less than the table means a discount is working. Paying more on the same term and mileage means you should ask what was added. With Acura running no lease cash, a marked up money factor is the likeliest answer.
Integra Type S: The Only Payment That Moved
The Integra Type S goes from ~$778 to ~$682 a month. The money factor fell from 0.0028 to 0.0016, which is 6.72% to 3.84% APR. The residual came down a point, from 66% to 65%, and it did not come close to offsetting a twelve basis point rate cut.
What happened is that the Type S stopped being the outlier. In August it was the one Acura paying a punitive rate while the rest of the lineup sat near 4%. This month it sits at 0.0016, the same money factor as every other Integra. The performance tax on the rate is gone.
It also holds the highest residual Acura publishes at 65%, which is unusual for a 320 horsepower car and is most of the reason a $55,195 sticker leases for less than an MDX Technology at $58,650.
Integra Type S: August to September Change
~$778 to ~$682, a $95 per month improvement. Over 36 months that is $3,420. The cause is the money factor, not cash and not the residual.
Verdict: Integra Type S
Lease it. At ~$682 it is the best thing Acura is doing right now and the only trim where September beats August by real money. The 65% residual and the 3.84% rate are both as good as this car has looked. If you want one, this is the month.
ADX, Integra and MDX: A Rate Cut Worth $3
Twelve more trims got a lower money factor this month and the payments barely noticed. The ADX went 0.0017 to 0.00151, the Integra 0.00181 to 0.0016, and the MDX 0.00173 to 0.00153. Every one of those trims also lost a point of residual.
A point of residual on a $53,250 MDX is about $533 of extra depreciation spread over 36 months. A two basis point rate cut gives back roughly the same. The ADX Base moves ~$495 to ~$493. The MDX Base moves ~$767 to ~$764. That is the whole story on twelve of the eighteen trims.
This is worth recognizing because a dealer can show you the lower rate and call it a better month. It is not a better month on those cars. Ask what the residual did.
ADX, Integra, MDX: August to September Change
ADX -$2 a month across all three trims. Integra Base, A-Spec and A-Spec Tech -$3. All six MDX trims -$3. Rate down, residual down one point, net almost zero.
Verdict: ADX, Integra, MDX
Treat these as unchanged from August, because in payment terms they are. The ADX Base at ~$493 and the Integra Base at ~$474 are still the two cheapest Acuras and still the two worth shopping. Do not let a lower money factor sell you a deal that is three dollars better.
RDX: Unchanged, and Quietly the Best Rate
All five RDX trims are unchanged from August. The RDX Base runs ~$627, the A-Spec ~$730, and the A-Spec Advance ~$802. No rate change, no residual change, no cash.
It is also the lowest money factor in the lineup at 0.00147 (3.53% APR). Acura left the RDX alone this month precisely because it did not need help. That makes it the one Acura where the August quote you were given is still exactly the September quote.
Verdict: RDX
Unchanged from August, same math, same verdict. The Base at ~$627 on the lineup-low rate is the sensible RDX. Skip the Advance trims, which add $147 a month over the Base for equipment, not for a better lease.
Zero Lease Cash on All 18 Trims
Acura is putting no lease cash on anything. Not the ADX, not the Integra, not the MDX, not the RDX. That was true in August and it is true now.
It changes how you negotiate. With no cash on the hood there is nothing to be shorted on and nothing a dealer can quietly keep. The entire negotiation is the selling price and the money factor. The whole lineup sits between 0.00147 and 0.0016 (3.53% to 3.84% APR), about a third of a point of APR from top to bottom, so any Acura quote priced outside it is marked up. That is your test, and it is a tight one.
The markup test
Ask for the money factor in writing before you talk about payment. If it is above 0.0016 on any Acura this month, the difference is dealer markup, not the program. The whole lineup fits inside 0.00013 of money factor, so a marked up rate has nowhere to hide.
Verdict: Negotiating an Acura
Fight on price, not on incentives, because there are none. Get the money factor confirmed in writing inside the 0.00147 to 0.0016 band, then work the selling price down. Every $1,000 you take off is worth about $30 a month.
Nine Terms, No Cliff
Acura returned nine lease terms this month: 24, 27, 30, 33, 36, 39, 42, 45 and 48 months. That is unusually granular, and the residual steps down evenly across all of them rather than falling off anywhere.
The Integra Base runs 66% at 24 months and 52% at 48, stepping down about two points every three months with no jump. The MDX Base does the same thing from 63% to 49%. There is no term here that punishes you for picking it, which is the opposite of what most captives do at the long end.
| Trim | 24mo | 36mo | 42mo | 48mo |
|---|---|---|---|---|
| Integra Base | 66% | 60% | 56% | 52% |
| Integra Type S | 71% | 65% | 61% | 57% |
| MDX Base | 63% | 57% | 53% | 49% |
Residual percentages at 12K miles/year, Northeast region. The pull also returned 27, 30, 33, 39 and 45 month terms, which step evenly between these. Data: Acura Financial Services, September 2026.
Verdict: Pick the term you want
Acura is one of the few captives where the long term is not a trap, so choose on how long you want the car rather than on where the residual breaks. Ask for 36 and 39 quoted side by side and take whichever payment you prefer. The rate does not change either way.
Payment Math & Assumptions
All monthly payments in this post are pre-tax estimates based on a 36-month term, 12,000 miles per year, and the Northeast region program. Cap cost = MSRP, because Acura is running no non-conditional lease cash this month. No down payment, no dealer discount, no trade. Residual is applied to MSRP per the program sheet. Conditional money such as loyalty and college grad is excluded because not everyone qualifies.
MDX Base and Technology are priced as front-wheel drive; the A-Spec and Advance rows are SH-AWD, which is how Acura groups them on the program sheet. Tax, registration, title, acquisition and dealer doc fees are excluded and vary by state. Rates and residuals are region-specific, so a Northeast number is not a California number.
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