Best EV Lease Deals June 2026: 16-Brand Comparison

June 2026 delivers two $120/month shocks and one bright spot. BMW Financial nearly doubled the iX lease rate — MF 0.00080 to 0.00175 — adding $120/month to the xDrive45 overnight. GM Financial collapsed the Equinox EV residual from 60% to 49%, adding another $120/month to the RS trim. The bright spot: Cadillac OPTIQ 2026 gets $1,000 in consumer cash back after May's $0, saving $28/month. The Lexus RZ 450e AWD took a second consecutive hit — Lease Cash cut from $6,500 to $3,000 while the rate ticked up — adding $55/month on top of May's $78/month increase.

Everything else held. Kia Niro EV Wind is still the cheapest EV lease at ~$347/month — unchanged for the third straight month. Hyundai IONIQ 9 holds at ~$486/month with $15,000 cash on a $60,555 3-row SUV. Honda Prologue, BMW i4, Genesis eGV70, Volvo EX40, Ford Mach-E, and Mercedes EQS are flat. Toyota bZ held 0% APR but dropped $500 in base cash, adding ~$14/month to the XLE FWD. The standard bZ is still the best rate-driven EV lease in the market.

June 2026 EV Lineup: 16 Brands at a Glance

Best available MF per brand, corresponding APR, residual at 36mo/12K miles, non-conditional incentive, and estimated pre-tax monthly on the entry trim. Data from respective captive lender Northeast rate sheets, June 2026. Changed rows are marked.

Toyota bZ — 0% APR Holds, $500 Less Cash

Toyota Motor Credit kept MF 0.00001 on every 2026 bZ trim for June. The rate has not moved in months. What changed: standard bZ Lease Cash dropped from $5,500 to $5,000 across all non-Woodland trims. The bZ Woodland held at $5,500. That $500 cash reduction adds ~$14/month to the XLE FWD entry payment.

The bZ XLE Plus FWD runs ~$503/month at 0% APR on ~$42,000 MSRP. Still the best rate-driven EV lease in the market by a wide margin. The entire 36-month rent charge is under $20. Note: the XLE AWD residual improved 2 points (44% to 46% in June), which partially offsets the cash cut — that trim ends up at ~$663 versus ~$656 in May.

On stacking: bZ Lease Loyalty Cash adds $5,000 in the NE region for qualifying maturing TFS leases (any Toyota, Jan 6 through June 30, 2026 with a unique certificate). That offer expires end of June. Confirm eligibility before structuring the deal around it. Military and college grad stack on top. No conquest on any bZ trim.

Lexus RZ — Rate Climbs to 3.24% APR, 450e AWD Cash Cut Again

The Lexus RZ program continued to deteriorate in June. Lexus Financial Services raised the MF from 0.00120 to 0.00135 across all trims. That alone adds ~$10/month to the 350e FWD. But the bigger hit is on the 450e AWD trims: the Lease Cash that was raised to $6,500 in May got cut back to $3,000 in June. A $3,500 cash cut adds ~$97/month on its own. Combined with the rate increase, the RZ 450e AWD (base) moves from ~$706/month in May to ~$761/month — a $55/month hit in a single month, on top of the $78/month hit absorbed in May.

The 350e FWD trims had $3,000 cash in both May and June, so their change is purely the rate tick: +$10/month on the entry 350e FWD, -$4/month on the 350e Premium (residual improved 1 point to 52%, slightly offsetting the MF increase). The 550e F Sport AWD follows the same pattern — $3,000 cash, rate up to 0.00135.

Hyundai IONIQ 5 + IONIQ 9 — Unchanged from May

Hyundai Motor Finance held every number. The IONIQ 9 S RWD stays at $15,000 in Lease Cash, MF 0.00224, 57% residual — landing at ~$486/month on a $60,555 3-row, 335-mile-range SUV. No other 3-row EV in the market is structurally close at this payment. The SEL AWD with $16,750 cash lands at ~$521/month on a ~$66,320 vehicle.

IONIQ 5 is identical to May. The SE Standard Range RWD at ~$41,450 carries $7,250 in Lease Cash at MF 0.00213 — landing at ~$449/month. The SE RWD with 57% residual and $7,500 cash on ~$42,500 MSRP runs ~$435/month. The XRT AWD at ~$49,400 with $8,250 cash runs ~$531/month. All three held flat.

Kia Niro EV + EV6 + EV9 — Unchanged from May

Kia Motor Finance held every number. The Niro EV Wind carries $10,450 in Lease Cash, MF 0.00216, 52% residual — landing at ~$347/month on a ~$39,700 MSRP. That is still the cheapest EV lease payment in the June lineup, unchanged for the third consecutive month.

EV6 is equally flat. Light RWD at $37,900 with 53% RV and $6,500 cash runs ~$423/month. Light LR RWD steps up to ~$469/month with a 57% residual. Wind RWD at ~$44,800 runs ~$504/month. All MFs and cash amounts held from May.

EV9 is flat as well. The Light RWD at $54,900 with $12,000 cash and a 56% residual runs ~$495/month. The EV9 Wind AWD with 60% residual and $12,150 cash on ~$63,900 MSRP runs ~$567/month. The IONIQ 9 S RWD still undercuts the EV9 Light RWD by ~$9/month for a larger, longer-range vehicle.

Honda Prologue — Unchanged from May

Honda Financial Services held everything. The Prologue EX 2WD carries MF 0.00074 (1.78% APR) and $6,450 in Lease Cash at 36 months — landing at ~$437/month on $41,395 MSRP. The EX AWD at ~$44,895 runs ~$497/month. Rate, residual, and cash are all identical to May.

Subaru Uncharted, Trailseeker + Solterra — Essentially Flat

Subaru's three EV models saw money factor ticks of 0.00001 to 0.00002 — too small to move the payment by more than $1–$2/month at base cash. The Uncharted Premium FWD holds at ~$502/month on $34,995 MSRP (MF 0.00085, 47% RV, $2,000 confirmed cash). The Trailseeker Premium holds at ~$541/month on $39,995 MSRP (MF 0.00143, 54% RV, $2,000 cash). Both are effectively unchanged from May.

The Solterra's MF moved slightly more — from 0.00098 to 0.00133 — adding roughly $21/month. That said, the Solterra at $2,000 confirmed cash still runs about ~$545/month on the Premium trim, which is only competitive if significant dealer cash passes through.

Subaru's dealer cash structure remains the critical variable. A confirmed $2,000 consumer cash is the floor; additional $4,000 in dealer-directed funds may or may not reach the consumer. If the full $6,000 passes through, the Uncharted Premium FWD drops to ~$390/month — competitive. At $2,000 only, ~$502/month on a 47% residual is uncompetitive. Always confirm the dealer cash amount before running numbers.

BMW i4 + i5 + iX — i4/i5 Hold, iX Rate Nearly Doubles

The i4 and i5 are unchanged. i4 eDrive40 stays at MF 0.00035 (0.84% APR) with $3,750 Lease Credit — still the best lease rate of any BMW model and one of the best in any luxury segment. i4 xDrive40 matches at 0.00035. The i5 eDrive40 2026 holds at MF 0.00060 (1.44% APR) — ~$875/month on ~$68,900 MSRP. The 2027 i5 stays at MF 0.00090 (2.16% APR), adding ~$47/month over the 2026. All i4/i5 numbers are identical to May.

The iX is a completely different story. BMW Financial nearly doubled the iX money factor for June: MF 0.00080 to 0.00175 on the xDrive45 (1.92% APR to 4.20% APR) and MF 0.00045 to 0.00110 on the M70 (1.08% APR to 2.64% APR). On the xDrive45 at ~$88,000 MSRP with $7,500 Lease Credit, that rate change alone adds $120/month — from ~$1,066 in May to ~$1,186 in June. The M70 at ~$107,000 absorbs ~$101/month of additional cost, moving from ~$1,288 to ~$1,389.

Genesis Electrified GV70 — Unchanged from May

Genesis Financial kept MF 0.00018 (0.43% APR) on the Advanced-20 trim with $0 consumer cash. At ~$62,000 MSRP and 50% residual, the Advanced-20 lands at ~$878/month — unchanged from May. The entry "19" trim runs MF 0.00027 (0.65% APR) with 51% RV; at ~$56,000 MSRP and $0 cash, that prices around ~$820/month.

Genesis does not offer consumer Lease Cash on the eGV70 at 36 months. The rate story is the entire program. At 0.43% APR with no cash subsidy, the eGV70 Advanced-20 is purely a rate play on a premium Korean luxury SUV. The 39/42-month trap applies here too: avoid those terms — the MF jumps to the equivalent of ~6.77% APR, which removes the rate advantage entirely.

Cadillac OPTIQ + LYRIQ — OPTIQ Cash Returns, 2027 Arrives

The headline change: GM Financial put $1,000 in consumer Lease Cash back on the OPTIQ 2026 at 36 months. May had $0 at this term. Combined with the unchanged MF 0.00112 and 61% residual, the OPTIQ 2026 Luxury drops from ~$640/month to ~$616/month — a $24 improvement. Not a huge move, but the direction is right. The Sport trim also picks up $1,000 cash at MF 0.00096, running at ~$616/month as well on a 60% residual.

The OPTIQ 2027 Luxury arrives this month as a new entry on the rate sheet. It carries MF 0.00146 (3.50% APR) with $0 cash and a 61% residual. At an estimated ~$53,500 MSRP, that lands around ~$705/month. The higher rate and higher base price compared to the 2026 make the 2026 Luxury the better value at ~$616/month while supply lasts.

The LYRIQ 2026 Luxury saw a minor MF tick from 0.00167 to 0.00172 — adding ~$5/month. At ~$731/month on ~$57,000 MSRP with $0 cash and a 64% residual, the LYRIQ remains a strong residual story despite the rate nudge.

Volvo EX30 / EX40 — Unchanged from May

Volvo Car Financial Services held all EX30 and EX40 programs flat. The EX40 Twin Motor AWD Plus runs at MF 0.00088 (2.11% APR) with $7,500 in consumer cash landing at ~$655/month. The single motor RWD Plus variant runs ~$541/month at the same MF with 47% residual. The EX30 Cross Country Ultra AWD stays at MF 0.00261 (6.26% APR) with $4,500 cash at ~$565/month on a compact EV.

Chevy Equinox EV — Residual Crashes 60% to 49%

GM Financial collapsed the Equinox EV residual value from 60% to 49% across all trims in June. The money factors also moved: the RS held at MF 0.00271, LT2 went to 0.00296, and LT1 jumped to 0.00341 (8.18% APR). No consumer cash on any trim. On the RS at $43,500 MSRP, the 11-point residual collapse alone adds ~$120/month — moving from ~$672/month in May to ~$792/month. The LT1 absorbs both the residual crash and a rate increase, jumping from ~$633 to ~$789/month — a $156/month hit.

VW ID.4, Audi Q4, Mach-E, Porsche Taycan, Mercedes EQS

Volkswagen ID.4 — MF ticked from 0.00313 to 0.00319 (+$4/month on Pro RWD at ~$44,000 MSRP with $6,000 cash and 45% RV). That is noise. The rate is still 7.66% APR; the $6,000 cash keeps the payment at ~$690/month essentially flat with May.

Audi Q4 e-tron — MF moved from 0.00293 to 0.00325 on the Premium RWD trim (7.03% to 7.80% APR), adding +$22/month. The Premium RWD at $49,000 MSRP with $3,000 cash and 51% RV lands at ~$814/month. At 7.80% APR with minimal cash support, the Q4 remains a skip.

Ford Mustang Mach-E — Unchanged. Select RWD carries MF 0.00189 (4.54% APR) with $2,000 cash and 52% RV at ~$646/month.

Mercedes EQS 450+ — Unchanged at MF 0.00082 (1.97% APR), 46% RV, $0 cash at ~$1,344/month on ~$83,000 MSRP. Porsche Taycan — Unchanged. Taycan 4 AWD at MF 0.00250 (6.00% APR), 56% RV, $0 cash runs ~$1,674/month on ~$103,800 MSRP.

Payment Math & Assumptions

Data sourced from captive lender rate sheets, Northeast region, June 2026. Money factors, residuals, and incentive programs change monthly and by region. Month-over-month deltas reference May 2026 stated payments. Verify current rates with the dealer or captive lender before signing.