QuoteDefender™Decode your
dealer quote.
Upload your car lease or finance quote. We instantly flag hidden markups and calculate your true cost.
Analyze your quote
Upload a file or snap a photo of any dealer quote. We flag every markup instantly.
How it works.
Three steps. Under a minute. No car expertise required.
Upload your quote.
Snap a photo, upload a screenshot, or drop in a PDF. We instantly extract the numbers from any lease or finance worksheet.
Uncover the junk.
We flag padded money factors, nitrogen fills, and inflated administrative fees, with a plain-English explanation of each one.
Send the counter-offer.
Copy our pre-written, math-backed email and send it straight to your dealer. No awkward phone calls. No guessing.
Real drivers. Real savings.
What buyers said, in their own words.
Scored 74. Sent the offer. Signed.
the_h_is_silent_
2026 Kia Sportage Hybrid SX Prestige • Lease
SignedI plugged it into QuoteDefender and got a 74/100 rating... I submitted this offer to them and they accepted so I felt good about it. Taking delivery tomorrow.
A 7-day pass, one week before signing
duckwoc09
Lease shopper, one week out
Pass holderWe've got one week left to figure out our next lease so I ended up utilizing the 7 day option for quotedefender - so freaking helpful!!
Negotiated $100/mo off a GLE 450 lease
Uzair A.
2026 Mercedes-Benz GLE 450 • Lease
Saved $3,600+Ran my numbers through QuoteDefender and pushed back. The dealer got aggressive and matched my target, $100+ less per month!
Turned a 33/100 score into $650/mo zero-down
Chris T.
2026 Ram 1500 Laramie • Lease
Saved $2,000+Posted my deal here and it scored 33/100. Shopped around and just drove home a fully loaded Laramie ($77K MSRP) for $650/mo zero down. Thank you for the help!
Saw the breakdown on a Subaru Uncharted quote
SnooCauliflowers4850
2026 Subaru Uncharted • Lease
Nice. That looks solid. Thank you. More people definitely need this!
Telling strangers to run it before they sign
Critical_Remove3203
Reply to a Hyundai Kona shopper
BEFORE YOU SIGN, run your contracts in this website. It'll tell you all you need to know.
Cleared $5k negative equity in 3 years, not 7
Mushkie
2026 Kia EV9 GT-Line • Lease
Trade +$5,000Had negative equity on my Tesla. QuoteDefender flagged the EV9 deal. Dealer gave me $21k on a trade others quoted at $16k. Cleared my debt in 3 years instead of 7, plus a massive luxury upgrade!
Kept the $2,000, walked out at $876/mo
Salty B.
2025 Kia Telluride • Lease
Kept $2,000I DMed Amir at QuoteDefender... I walked out paying $876/mo with $0 out of pocket! The best part was when the finance manager was so impressed by the negotiation, he literally offered me a job!
Took the 24-month term on a Sierra EV
pbandcracksandwich0
2026 GMC Sierra EV Elevation • Lease
Term switchIt is better to switch to the 24 month even with the negative equity, which I never would have considered. Again thank you!
$3k off, zero down, on a GV80
Kadenla
Genesis GV80 • Lease
SignedI already made the jump :) I got $3k off the MSRP... zero down. Didn't want to go on with the search too long. The back and forth with the dealers was getting to me. So far I like the new ride.
Asked for $350 more at month-end. Got it.
Mike R.
2025 Mazda CX-50 Premium • Finance
Saved $350QuoteDefender scored it 85/100 with clean fees at 0.9% APR. Asked for $350 more off at month-end. Manager just dropped it to $36,300. Reddit came through!
Caught a 21% rate markup, closed at $483/mo
moneyindabag
2026 Ford Explorer ST-Line 4WD • Lease
SignedThanks for the help and nice app you made. Here is the deal I closed on last night. 7.3% off MSRP, $2k rebate, paid taxes/fees = $483/month payment.
Quotes are from public Reddit threads, in their own words. Results vary by deal and negotiation.
Every quote, scored.
Every quote is graded out of 100 against the manufacturer's program for your car this month and real market data.
Best lease values.
Find the cars where you pay the least to lease relative to what they're worth. Ranked by total cost vs. actual selling price.
Quick answers.
Everything you need to know before uploading
Is QuoteDefender free?
Yes. Create a free Scout account to get unlimited scans and a preview of your Deal Score and savings.
Is this a monthly subscription?
No. We hate subscriptions, too. Unlock the full fee breakdown and the negotiation email with a one-time 7-day or 30-day Defender Pass. They expire automatically, no cancellation needed, and zero auto-renewals.
What can I upload?
Anything the dealer gave you. Worksheet, payment quote, or lease contract. Take a photo, upload a screenshot, or drop in a PDF. We'll reconstruct the deal math and show you exactly what you're paying.
How does it verify the numbers?
Against this month's factory programs. Our engine checks every number against the manufacturer's current program for your car and ZIP. If the dealer marked up the money factor or buried fees in the cap cost, it surfaces immediately.
Can I see the lender's rates before I have a quote?
Yes, on Target Payment. Pick the car and your ZIP to see what it should lease or finance for this month. A Defender Pass adds lender rates at your credit score.
Do you email a monthly recap?
Yes, with any account. Once a month: how each brand's lease deals changed, which models moved and by how much, and what's new in the app. No separate sign-up, and every issue has an unsubscribe link.
Do you sell my data to dealers?
Never. We're on your side, not theirs. We make money from Defender Passes, not your data. Everything you upload is encrypted and never shared with dealerships.