The 10 Best Leftover 2025 Lease Deals Across 5 Brands
The smartest lease hackers are skipping the 2026 models and targeting the remaining 2025 inventory. We ran the exact programs across five major brands. Find the mathematically best leases from BMW, Ford, Hyundai, Kia, and Volvo.
Our data indicates a strategic advantage in leasing remaining 2025 inventory rather than 2026 models. Based on current local availability and manufacturer programs, the Volvo EX90 Performance Plus offers a highly competitive 1.49% APR equivalent.
The key takeaway from our latest data analysis is the continued strength of automaker lease support. Manufacturer lease cash remains a primary factor in lowering capital costs, particularly for remaining 2025 EV models.
1.49%
Lowest In-Stock APR
Volvo EX90 Perf Plus
~$373
Lowest Monthly
Pre-tax, 36mo/10K (Mach-E)
Massive
Lease Credits
Across 2025 EVs
$20,350
Top Lease Cash
BMW i7 M70
Hyundai: The Ioniq 6 Cash Drop
Hyundai is dropping up to $16,750 in lease cash on the Ioniq 6 Limited. This massive incentive completely overrides the average residual values to create phenomenal monthly payments.
| Trim | MSRP | MF (36mo) | APR | RV (36/10K) | ~Monthly* |
|---|---|---|---|---|---|
| Ioniq 6 Limited RWD | $51,100 | 0.00227 | 5.45% | 49% | ~$423 |
| Ioniq 6 Limited AWD | $54,600 | 0.00230 | 5.52% | 48% | ~$471 |
*Pre-tax, 36mo/10K miles, Northeast region. Cap = MSRP - LC. Data: HMF, June 2026.
Verdict: Hyundai Ioniq 6
Both trims boast lease ratios in the 0.83% to 0.86% range. The RWD model hitting ~$423/month makes it one of the absolute smartest daily driver leases available right now.
Kia: The EV6 AWD Flip
The Ioniq 6's platform sibling is quietly the smarter buy. Kia Finance is stacking up to $16,800 in lease cash and bonus cash on the EV6, and the quirk is that the AWD trims actually post a lower lease ratio than RWD, more cash plus a higher 48% residual.
| Trim | MSRP | MF (36mo) | APR | RV (36/10K) | ~Monthly* |
|---|---|---|---|---|---|
| EV6 Light Long Range AWD | $51,795 | 0.00216 | 5.18% | 48% | ~$432 |
| EV6 Wind AWD | $56,610 | 0.00214 | 5.14% | 48% | ~$494 |
*Pre-tax, 36mo/10K miles, Northeast region. Cap = MSRP - LC (incl. $1,500 bonus cash). Data: Kia Finance America, June 2026.
Verdict: Kia EV6
The Light Long Range AWD ties the best Ioniq 6 at a 0.83% lease ratio while giving you all-wheel drive and more range for the money. Skip the GT at just $1,500 cash and a 0.42 residual, it leases near 1.9%.
Ford: The Mach-E Sweet Spot
The Mustang Mach-E leverages a flat $8,250 in lease cash across its AWD trims. Combined with a respectable 50% residual and solid 2.52% APR, it delivers the lowest raw payment on our list.
| Trim | MSRP | MF (36mo) | APR | RV (36/10K) | ~Monthly* |
|---|---|---|---|---|---|
| Mach-E Select AWD | $39,495 | 0.00105 | 2.52% | 50% | ~$373 |
| Mach-E Premium AWD | $42,995 | 0.00105 | 2.52% | 50% | ~$427 |
*Pre-tax, 36mo/10K miles, Northeast region. Cap = MSRP - $8,250 LC. Data: Ford Credit, June 2026.
Verdict: Ford Mach-E
The Select AWD provides the cheapest raw monthly payment in our data dump at ~$373. Both trims slide under the 1% lease ratio rule, making them extremely smart budget plays.
BMW: The i7 Cash Infusion
BMW is pushing its flagship electric sedan hard. The i7 M70 features $20,350 in lease cash, while the xDrive60 gets a still-massive $15,920 credit.
| Trim | MSRP | MF (36mo) | APR | RV (36/10K) | ~Monthly* |
|---|---|---|---|---|---|
| i7 xDrive60 | $124,200 | 0.00100 | 2.40% | 53% | ~$1,353 |
| i7 M70 | $168,500 | 0.00130 | 3.12% | 53% | ~$1,943 |
*Pre-tax, 36mo/10K miles, Northeast region. Cap = MSRP - LC. Data: BMW FS, June 2026.
Verdict: BMW i7
Both trims offer lease ratios right around 1.1%. With strong 53% residuals and five-figure lease cash, these are excellent luxury plays for those who want flagship performance without eating extreme depreciation.
Volvo: The Value Ratios
The EX30 remains a standout with a fantastic 1.09% lease ratio. Volvo also supports the flagship EX90 Performance Plus with $7,500 in lease cash and a very low 1.49% APR.
| Trim | MSRP | MF (36mo) | APR | RV (36/10K) | ~Monthly* |
|---|---|---|---|---|---|
| EX30 Twin Motor AWD Plus | $46,195 | 0.00096 | 2.30% | 49% | ~$505 |
| EX90 Twin Motor Perf Plus 7S | $84,995 | 0.00062 | 1.49% | 49% | ~$1,070 |
*Pre-tax, 36mo/10K miles, Northeast region. Cap = MSRP - $7,500 LC. Data: VCFS, June 2026.
Verdict: Volvo EX Series
Lease the EX30. Getting an AWD luxury EV for ~$505/month is a rare opportunity. The EX90 is a phenomenal three-row luxury option due to its artificially low money factor.
Payment Math & Assumptions
All monthly payments are pre-tax estimates based on: cap cost = MSRP, no down payment, no dealer discount, no incentive applied except for non-conditional lease cash. Term: 36 months / 10,000 miles per year. Acquisition fee not capitalized in these estimates.
Tax, registration, title, and dealer doc fees are excluded and vary by state. Your drive-off costs depend on your state's lease tax treatment, which can add $0–$1,500+ at signing.
- Cap cost = base trim MSRP minus lease cash. Every dollar negotiated off MSRP reduces your payment directly.
- MF is the published buy-rate. Dealers can mark it up. Always verify the exact MF on your deal sheet before signing.
- Region: Northeast region rates and residuals. Other regions may vary slightly.
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