The 2025 Chevrolet Blazer EV SS is leasing at 0.5% APR right now. That's the lowest lease rate on any electric SUV from any brand in America—lower than the BMW iX (0.7%), Honda Prologue (0.9%), and Cadillac LYRIQ (2.9%). On a ~$62K electric performance SUV with 557 hp and AWD.
The rent charge—the interest portion of your lease payment—is $14/month. Meanwhile, GM Financial's Standard rate on the same vehicle is 9.4% APR, which would cost $342/month in interest alone. On top of the near-zero rate, there's up to $8,500 in stacked incentives. Here's exactly how the numbers work, every Blazer EV trim compared, and why this deal expires March 2nd.
0.5%
APR
Lowest EV rate in US
$8.5K
Max Incentives
Stacked cash
Mar 2
Programs Expire
Rate + incentives
557
HP (SS AWD)
0-60 in ~4 sec
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0.5% APR on a $62K Electric SUV — How Rare Is That?
Let's put this in perspective. Here's what every major electric SUV is leasing at right now (February 2026, 36-month terms):
| Vehicle | MSRP Range | Lease APR | Monthly Rent Charge* |
|---|---|---|---|
| 2025 Chevy Blazer EV SS | ~$62K | 0.5% | ~$14 |
| 2025 BMW iX xDrive50 | ~$87K | 0.7% | ~$45 |
| 2025 Honda Prologue | $47–59K | 0.9% | ~$17 |
| 2025 Chevy Equinox EV RS | ~$34K | 1.8% | ~$25 |
| Cadillac LYRIQ | $58–64K | 2.9% | ~$135 |
| Tesla Model Y | $45–55K | ~5.5% | ~$210 |
| Hyundai Ioniq 5 | $42–56K | ~6.9% | ~$280 |
*Monthly rent charge = (Cap Cost + Residual) × MF. Rent charge is just the interest portion of your lease payment—depreciation is additional. Competitor rates from publicly available February 2026 lease programs.
The Blazer EV SS's rent charge is $14/month. That's not a real payment—that's just the interest component. The Tesla Model Y's rent charge is $210. The Hyundai Ioniq 5's is $280. You're paying 15× less interest on the Blazer EV than on an Ioniq 5.
The Bigger Picture
The 2025 Blazer EV SS at 0.5% APR is lower than every economy car in America. The Honda Civic leases at 5.3%. The Toyota RAV4 at 4.8%. The Chevy Trax—GM's own cheapest vehicle—at 10.3%. You can lease a 557-hp electric performance SUV for less interest than a $22K Trax. GM's clearance strategy on the 2025 Blazer EV is the most aggressive in the industry.
Every Blazer EV Trim: 2025 vs 2026
The Blazer EV lineup spans two model years with multiple trims. The 2025 has LT, RS, and SS trims across RWD, FWD, and AWD configurations. The 2026 only has the SS so far. The rates are dramatically different between years and trims:
| Year / Trim | Drive | MF / APR | Res (36/10K) | Range |
|---|---|---|---|---|
| 2025 SS | AWD | 0.00022 / 0.5% | 53% | ~279 mi |
| 2025 RS | FWD | 0.00067 / 1.6% | 56% | ~324 mi |
| 2025 RS | RWD | 0.00068 / 1.6% | 56% | ~324 mi |
| 2025 RS | AWD | 0.00068 / 1.6% | 55% | ~290 mi |
| 2025 LT | RWD | 0.00152 / 3.6% | 56% | ~324 mi |
| 2025 LT | AWD | 0.00152 / 3.6% | 55% | ~290 mi |
| 2026 SS | AWD | 0.00202 / 4.8% | 61% | ~279 mi |
All rates at 36 months / 10,000 miles via GM Financial Supported Lease Rate. Standard rate is 0.00391 (9.4% APR) on all trims. Range estimates from EPA ratings.
Which Trim to Get?
The 2025 SS has the absolute lowest rate (0.5%), but the RS at 1.6% is the sweet spot for most buyers—$10K-$15K less expensive with better range (324 vs 279 miles) and a higher residual (56% vs 53%). The LT at 3.6% is still respectable but significantly worse than the SS and RS. The 2026 SS at 4.8% is nearly 10× the rate of the 2025 SS—avoid it unless you absolutely need the 2026 model year.
2025 Blazer EV SS: Residual by Term & Mileage
| Term | 7,500 mi | 10,000 mi | 12,000 mi | 15,000 mi |
|---|---|---|---|---|
| 24 months | 60% | 59% | 58% | 56% |
| 36 months ← | 54% | 53% | 52% | 50% |
| 39 months | 52% | 51% | 50% | 48% |
0.5% APR (MF 0.00022) applies to 24- and 36-month terms. At 39 months, check if the Supported rate changes. 36mo/10K is the most common configuration and the best balance of payment vs total cost.
The $8,500 Incentive Stack: Line by Line
GM has multiple stacking incentive programs running on the 2025 Blazer EV—most of them stack on top of each other. The total depends on your eligibility, but even the base stack is significant.
Available to Everyone
Courtesy Transportation CCR
Cap cost reduction applied to all 2025 Blazer EV leases. Service loaner / demo units.
GM Rewards Card Bonus Cash
Existing GM Rewards Card earnings. Apply for the card if you don't have one. Expires June 30, 2026.
Conquest or Loyalty (Pick One)
GM Lease Loyalty
Currently leasing any GM vehicle (Chevy, Buick, GMC, Cadillac). Expires March 2.
— OR —
GM Lease Conquest
Switching to GM from another brand. Current lease or title of a non-GM vehicle. Expires March 2.
Loyalty and Conquest are mutually exclusive — you get one or the other, not both
Conditional Programs (Stackable)
Employee Appreciation Cash
GM employees, retirees, and eligible family members. Expires Jan 4, 2027.
UAW Cash
Current UAW members. Expires Jan 4, 2027.
Military Cash
Active duty, veterans, reservists. Expires Jan 4, 2027.
First Responder Cash
Police, fire, EMS. Expires Jan 4, 2027.
Maximum Incentive Stack (2025 Blazer EV)
Employee Appreciation + UAW is uncommon—most people will stack CCR ($3K) + Loyalty/Conquest ($1K) + GM Rewards ($500) = $4,500. Military/First Responder adds $500 more. Even the minimum $3,500 (CCR + Rewards) is substantial at 0.5% APR.
Realistic Expectation
Most shoppers will qualify for $4,000–$5,000: CCR ($3K) + Loyalty or Conquest ($1K) + GM Rewards ($500). If you're military or first responder, add $500. Even the base stack with just the CCR and Rewards ($3,500) is powerful because the 0.5% rate alone is doing most of the heavy lifting.
Real Payment Math: What You'll Actually Pay
Let's run the numbers on the 2025 Blazer EV SS AWD at 36 months / 10,000 miles with $1,000 Loyalty cash applied.
2025 Blazer EV SS AWD — Lease Calculation
Add sales tax (varies by state, 0–10%) and GM Financial acquisition fee (~$695 rolled in or upfront). With tax, expect roughly $750–$780/month in most states with $0 down. Negotiate selling price below MSRP for an even lower cap cost—target 3–5% off on leftover 2025 inventory.
$20/Month in Rent Charges on a $62K EV
Let that sink in. The interest portion of your payment is $20. The rent charge on a $22K Chevy Trax at its 10.3% rate is approximately $170/month. You're paying 8.5× less interest on a vehicle that costs 3× more. The entire concept of "expensive = high payments" doesn't apply here—the 0.5% APR erases virtually all financing cost.
What About the RS? Even More Affordable.
2025 Blazer EV RS FWD — Lease Calculation
The RS FWD delivers 324 miles of range—45 miles more than the SS—at ~$150/month less. It's the better value pick for most buyers. The rate is 1.6% vs 0.5%, but the lower MSRP and higher residual (56% vs 53%) more than compensate.
What If the Dealer Uses the Standard Rate?
GM Financial's Standard rate is 0.00391 (9.4% APR) on every Chevrolet model. If the dealer doesn't submit your lease for the Supported rate, here's what happens:
That's $330/month in pure dealer profit—almost $12,000 over the lease. The Blazer EV has the widest gap between Supported and Standard of any Chevrolet model (8.9 percentage points). Always ask: "What is my money factor?" The answer must be 0.00022 for the SS.
2025 vs 2026 Blazer EV: The 2025 Wins by a Mile
This isn't even close. The only 2026 Blazer EV trim currently available is the SS, and it's nearly 10× more expensive to finance:
| Metric | 2025 SS | 2026 SS |
|---|---|---|
| Money Factor | 0.00022 | 0.00202 |
| APR Equivalent | 0.5% | 4.8% |
| Residual (36/10K) | 53% | 61% |
| Courtesy CCR | $3,000 | $0 |
| Monthly Rent Charge | ~$20 | ~$180 |
| Verdict | CLEAR WINNER 🏆 | Only if 2025 sold out |
Yes, the 2026 has a better residual (61% vs 53%)—but the 4.3 percentage point APR gap destroys any residual advantage. The 2025 saves you roughly $160/month in rent charges alone, plus gets $3,000 in CCR that the 2026 doesn't have. Over 36 months, the 2025 is approximately $8,500+ cheaper.
Bottom line: The 2025 is the play.
Unless every 2025 Blazer EV in your region is sold out, there's no reason to lease the 2026. The 2025 is a clearance deal—once allocation is gone, the 0.5% rate goes with it forever. Check inventory now.
The Gotchas: What to Watch Out For
This is an incredible deal, but there are real caveats. Go in with your eyes open:
53% Residual Is Low
The SS's 53% residual means GM expects it to lose 47% of its value in 3 years. For context, the Colorado ZR2 has a 70% residual and the Equinox ICE has 64%. The low residual increases your depreciation component of the payment—but at 0.5% APR, the near-zero rent charge compensates significantly. Just don't plan to buy it out at lease end; the buyout price will likely exceed market value.
The 9.4% Standard Rate Trap
This is the #1 risk. GM Financial has TWO rate tiers: Supported (0.00022) and Standard (0.00391). That's 0.5% vs 9.4% APR—a $330/month difference. Dealers can submit your lease at the Standard rate and pocket the difference. Always verify:"What is my money factor?" The answer must be 0.00022.
Courtesy Transportation CCR Requires Demo Status
The $3,000 Courtesy Transportation CCR technically requires the vehicle to have been used as a service loaner or demo. In practice, many dealers register vehicles as "courtesy transportation" to unlock this incentive. Ask your dealer: "Is this vehicle eligible for the Courtesy Transportation CCR?" If not, your max cash drops from $8,500 to $5,500.
Limited 2025 Inventory
GM isn't making more 2025 Blazer EVs. The current stock is what's left. When 2025 inventory clears, the 0.5% rate disappears permanently. The 2026 SS is at 4.8%—nearly 10× higher. If you're interested, shop now.
Charging Infrastructure Matters
The Blazer EV supports DC fast charging up to 190 kW, but the charging experience depends on your area's infrastructure. If you don't have home charging, factor in the cost and inconvenience of public charging. The deal economics assume you're charging at home for ~$0.04/mile vs ~$0.08/mile at public DC fast chargers.
Junk Fees on Hot Deals
Dealers often try to claw back discounts with add-ons: paint protection, VIN etching, nitrogen tires, "EV charging package," and "market adjustments." On a deal this good, decline everything that isn't on the factory Monroney sticker. The only acceptable dealer charge is the doc fee (varies by state, typically $100-$700).
How to Get This Deal: Step by Step
Check 2025 Blazer EV Inventory
Search Chevrolet's inventory tool or AutoTrader for 2025 Blazer EV within 100+ miles. Prioritize SS or RS trims. The SS has the 0.5% rate; the RS at 1.6% is also excellent. Expand your radius if needed—at these rates, traveling for the deal makes financial sense.
Email 3–5 Chevrolet Dealers
Contact internet sales departments directly. Use this template: "I'm interested in leasing a 2025 Blazer EV SS/RS. Can you confirm the Supported Lease Rate MF, the Courtesy Transportation CCR, and all available Loyalty/Conquest incentives? What's your best out-the-door payment at 36/10K with $0 due at signing?"
Negotiate the Selling Price
The incentives are fixed—the CCR and Loyalty/Conquest cash can't be changed. But you can still negotiate the selling price below MSRP. Target 3–7% off MSRP on leftover 2025 inventory. On a $62K SS, that's $1,860–$4,340 additional savings off your cap cost. Don't accept MSRP on a clearance vehicle.
Verify Everything Before Signing
Check three things on the lease worksheet: (1) MF is 0.00022 (SS) or 0.00067 (RS), not 0.00391 Standard. (2) All CCR and incentives are listed as cap cost reductions. (3) No dealer add-ons, "market adjustment," or inflated acquisition fee. Upload the quote to QuoteDefender for instant verification.
Close Before March 2nd
The Supported Lease Rate, GM Lease Loyalty/Conquest, and CCR programs all expire March 2, 2026. The GM Rewards Card ($500) extends to June 30 and Military/First Responder to Jan 4, 2027—but the big-ticket items end March 2. Don't wait until the last day—dealers get slammed at month-end.
TL;DR
- •2025 Chevy Blazer EV SS — 0.5% APR (MF 0.00022). Lowest EV lease rate in America.
- •2025 Blazer EV RS — 1.6% APR (MF 0.00067). Better range (324 mi), higher residual (56%), lower price.
- •Up to $8,500 in stacked incentives including $3,000 CCR and $1,000 Loyalty/Conquest
- •Rent charge: ~$14-20/mo on a $62K EV vs $210+ on Tesla Model Y, $280+ on Ioniq 5
- •Get the 2025, not 2026 — the 2025 SS is 0.5% vs 4.8% (nearly 10× cheaper financing)
- •Key programs expire March 2, 2026
- •Biggest risk: dealer uses 9.4% Standard rate — adds $330/month ($11,880 over lease). Verify MF is 0.00022.
Data & Methodology
Blazer EV lease programs sourced from GM Financial rate sheets effective February 2026 for the Northeast region. Competitor rates from publicly available manufacturer lease programs for the same period. Rates, residuals, and incentives may vary by region. Money Factor × 2,400 = APR equivalent. Standard Rate is 0.00391 (9.4% APR) across all Chevrolet models. Sample payment calculated at MSRP with no dealer discount; actual payments may be lower with selling price negotiation. Data extracted February 11–14, 2026.
Got a Blazer EV Quote? We'll Check the MF.
The Blazer EV has a 8.9 percentage point gap between Supported and Standard rates—the largest in Chevy's lineup. Upload your quote and we'll catch it instantly:
- Verify money factor is 0.00022 (SS) or 0.00067 (RS), not 0.00391 Standard
- Confirm $3,000 CCR and all incentives are applied to cap cost
- Flag dealer add-ons, market adjustments, and inflated fees
- Get a 0-100 deal score with specific improvement tips
