Honda Lease Deals April 2026: Every Model Ranked

Three things worth knowing about Honda's April 2026 programs. The Ridgeline drops to 0.00142 (3.41% APR) — down from 0.00158 in March — and now holds the best non-EV rate in the lineup by a wider margin. The Odyssey comes in at 0.00175 (4.20% APR), making it the second-best non-EV rate — a number most people don't expect from a minivan — but every trim snaps to 0.00280 at 39 months, the largest term penalty in the lineup. The Civic Hybrid crosses below 5% APR at 0.00193 (4.63%) for the first time this year.

Outside those three: the Prologue rate is unchanged at 0.00074 (1.78% APR) with a 52% residual — substantially better than the 2025 model's 42–44%. Incentives at 36 months are $5,000 captive + $500 dealer cash; add $2,000 loyalty or conquest for a $7,500 maximum cap cost reduction, producing approximately ~$493/month pre-tax with the full stack. The Passport corrects from the rate outlier it appeared to be — it's at 0.00226 (5.42% APR), essentially tied with the Pilot at 0.00225, and both are flat at 39 months.

Honda's 39-Month Trap: April Edition

Honda Finance applies a model-specific 39-month penalty, not a lineup-wide rule. Three models are flat across all terms — CR-V, Accord Sedan, and Passport — and are safe at 39 months. Everything else jumps to 0.00280 (6.72% APR). The most dangerous trap this month is the Odyssey: its 36-month rate of 0.00175 is excellent, but the 39-month jump costs +2.52% APR — the largest single-term penalty in the lineup. The Ridgeline trap is equally severe at +3.31% APR.

Prologue — Rate Unchanged, 52% Residual, $7,500 Max Stack

The Prologue rate holds at 0.00074 (1.78% APR) for April — unchanged from March. The 2026 model's 52% residual (EX trims) is the meaningful number here: compared to the 2025 model's 42–44%, it reduces the monthly depreciation component by roughly $140/month on the same car before any incentives. The 36-month incentive stack from the rate sheets is $5,000 captive lease + $500 dealer cash. Add $2,000 loyalty or conquest for a $7,500 maximum cap cost reduction.

The Touring 2WD/AWD residual drops to 51% and Elite AWD to 49% — each trim step costs roughly $12–15/month in additional depreciation at the same MSRP point. At 39 months the rate jumps to 0.00280 regardless of trim, wiping out the entire rate advantage. 36-month only on the Prologue.

Ridgeline — 3.41% APR, Rate Down 38bps from March

The Ridgeline drops from 0.00158 (3.79% APR) in March to 0.00142 (3.41% APR) — a 16-basis-point improvement that saves approximately $13/month on a $42K vehicle versus last month. The rate applies across all six trims. Residuals are 63% for Sport, RTL, Black Edition, and Black Edition Two-Tone; 64% for TrailSport and TrailSport-Plus. All trims snap to 0.00280 at 39 months — the penalty is +3.31% APR, the largest term jump in the lineup.

Odyssey — 4.20% APR, Second-Best Non-EV Rate, Critical 39-Month Trap

The Odyssey at 0.00175 (4.20% APR) is the second-best rate in Honda's non-EV lineup — ahead of every SUV and the Civic. EX-L and Sport-L hold 62% residuals; Touring drops to 60%, Elite to 59%. On an EX-L at $44,290 that produces approximately ~$593/month pre-tax.

The term rule is non-negotiable: every Odyssey trim jumps to 0.00280 (6.72% APR) at 39 months — a +2.52% APR penalty, the largest single-term jump in the lineup. At 39 months, the EX-L payment climbs to approximately $672/month — $79/month more than the 36-month deal on the same car. No captive lease cash on the Odyssey; available incentives are $1,250 loyalty or conquest (conditional, mutually exclusive) plus $500 military / $500 college grad.

Civic Hybrid — Under 5% APR for the First Time This Year

The Civic Hybrid Sedan and Hatchback come in at 0.00193 MF (4.63% APR) — the first time this model has been below 5% APR in 2026. The Sedan Sport carries a 67% residual; Hatchback Sport holds 68%. On the Sedan Sport at $30,590 that produces ~$379/month pre-tax.

Note on rate ranking: the Civic Hybrid's 4.63% APR is slightly higher than the regular Civic Sedan at 0.00183 (4.39% APR). The Hybrid wins on residual (67–68% vs 63–64%), which more than compensates on a payment-per-dollar basis — but the base rate is not the lowest in the non-EV lineup. All trims snap to 0.00280 at 39 months. Never take the longer term.

CR-V Hybrid — Holds 0.00197, Best Residual in the SUV Class

The CR-V Hybrid holds 0.00197 (4.73% APR) for April — two consecutive months at the same rate. The regular CR-V is actually cheaper on rate at 0.00186 (4.46% APR), but the Hybrid's 66% residual (vs 62–63% on the gas CR-V) more than compensates at equal MSRPs. On Sport FWD at $37,080, the Hybrid produces ~$471/month; the equivalent gas LX FWD at $32,370 comes in at ~$439/month — a $32 gap that reflects both the MSRP difference and the residual advantage working in the Hybrid's favor.

CR-V — Flat Rate at All Terms, 4.46% APR

The 2026 CR-V holds 0.00186 (4.46% APR) flat across all terms — 24, 36, and 39 months all carry the same rate. No penalty at 39 months. LX trims carry 62% residuals; EX trims 63%; EX-L trims back to 62%. Incentives: $600 Captive Lease Offer (non-conditional) + $1,000 loyalty or conquest. Max CCR: $1,600. A targeted $500 conquest offer may stack for eligible conquest buyers (ask for program details).

Civic Sedan & Hatchback — 4.39% APR, Strong Residuals

The Civic Sedan and Hatchback Sport come in at 0.00183 MF (4.39% APR). Residuals: LX Sedan 63%, Sport Sedan 64%, Hatchback Sport 65%. The Civic Sedan has a lower rate than the Civic Hybrid (0.00183 vs 0.00193), but the Hybrid's residuals (67–68%) produce a better overall payment on a per-dollar-of-car basis. All trims snap to 0.00280 at 39 months.

HR-V — 4.61% APR, Subcompact SUV

The HR-V holds 0.00192 MF (4.61% APR). LX and Sport trims carry 64% residuals; EX-L drops to 63%. The LX FWD at $27,950 computes to approximately ~$368/month. Jumps to 0.00280 at 39 months.

Accord — Sedan Safe at 39 Months, Hybrid Still a Trap

The Accord Sedan carries 0.00218 (5.23% APR) flat across all terms — 24, 36, and 39 months. It also has a $1,000 Captive Lease Offer (non-conditional) plus $1,000 loyalty or conquest — max $2,000 CCR. The Accord Hybrid is at 0.00222 (5.33% APR) at 36 months but snaps to 0.00280 at 39 months; Hybrid incentives are $750 dealer captive + $1,000 loyalty or conquest (max $1,750). Sedan residuals hold at 60% for both LX and SE; Hybrid Sport at 63%, EX-L at 61%, Sport-L at 62%, Touring at 59%.

Pilot & Passport — Essentially Tied at 5.40–5.42% APR

The Pilot is at 0.00225 (5.40% APR) and the Passport at 0.00226 (5.42% APR) — two basis points apart, effectively identical. Both models carry 63–64% residuals. The Pilot has a 39-month trap (jumps to 0.00280); the Passport is flat across all terms. Pilot incentives: $500 Captive Lease Offer (non-conditional) + $1,250 loyalty or conquest (max $1,750). Passport incentives: $500 Captive Lease Offer (non-conditional) + $1,000 loyalty or conquest (max $1,500). Neither is a compelling lease at 5.40% APR relative to the Odyssey (4.20%) or Ridgeline (3.41%).

The Pilot's 39-month trap (+1.32% APR) is worth flagging for buyers who lean toward longer terms. The Passport's flat rate structure removes that risk but the base MSRP is higher than the Pilot Sport FWD. On rate alone, the Ridgeline at 3.41% APR is 2 full percentage points cheaper than either — buyers cross-shopping those vehicles should run the payment comparison before deciding the Ridgeline is "too truck."

Prelude — 6.72% at 36 Months, 9.12% Trap at 24 Months

The Prelude's 36-month rate holds at 0.00280 (6.72% APR). The 67% residual remains the highest in the Honda lineup. On a Coupe at $43,195, that produces approximately ~$598/month — expensive for a PHEV in this price range, but the residual keeps it from being worse.

The 24-month trap is unchanged and severe. The 24-month rate is 0.00380 (9.12% APR). At $43,195 MSRP, the rent charge alone at 24 months is approximately $305/month. Nobody should take this term. 36 months only on the Prelude.

Full Lineup — April 2026 at a Glance

Every model ranked by 36-month money factor. Sample payments use base trim MSRP at cap cost.

Payment Calculation Assumptions

Every payment estimate uses the following methodology. These are baseline comparisons — not the all-in amount you'll pay at a dealer.

Data sourced from American Honda Finance rate sheets, Northeast region (NJ), April 2026. Residuals and money factors change monthly. MSRP figures from Honda's published pricing. Deals expire April 30, 2026.