Honda just released its February 2026 lease programs and the landscape has shifted significantly from January. We analyzed 1,289 lease configurations across every 2025 and 2026 Honda model to rank every deal from best to worst—so you know exactly which Hondas to target and which to avoid this month.
The headline: the 2025 Prologue EV is the steal of the decade at 0.9% APR with up to $22,000 in stacked incentives. The 2026 CR-V got dramatically cheaper to lease, while the shiny new Prelude has landed—with zero discounts. Here's every model, ranked.
0.9%
Lowest APR
2025 Prologue EV
109
Model-Trims
Analyzed
$22K
Max Incentives
Prologue Stacking
Mar 1
Deals Expire
Most Programs
How We Rank These Deals
Every model is evaluated on a composite score using three factors at 36 months / 10,000 miles (the most common lease term):
1. Money Factor → APR
Lower = cheaper financing. Multiply MF × 2,400 to get APR.
2. Residual Value %
Higher = less depreciation = lower payment.
3. Available Incentives
Cash, loyalty, conquest, and dealer offers that reduce your cost.
Jump to section:
Tier 1: Excellent Deals (Lease These Now)
These are the best Honda lease deals available in February 2026. Low money factors, strong residuals, and generous incentives make these standouts. If you're shopping Honda this month, start here.
2025 Honda Prologue EV
All Trims (EX, Touring, Elite)
Money Factor
0.00037
0.9% APR
Residual
42-43%
36mo / 10K
Incentives
$22,000+
Max savings
The undisputed champion. Sub-1% APR is almost unheard of, and the $22K+ in stacked incentives make this the cheapest Honda to lease by a massive margin. Honda is fire-selling 2025 Prologue inventory before the 2026 model arrives. If you've been EV-curious, this is the deal of the decade.
2026 Honda Ridgeline
TrailSport+ AWD / Black Edition Two-Tone AWD
Money Factor
0.00158
3.8% APR
Residual
65-66%
36mo / 10K
Incentives
$1,500
Max savings
The best non-EV money factor in the entire Honda lineup. 3.8% APR combined with a 65-66% residual means low depreciation AND cheap financing. The 2026 Ridgeline is a hidden gem that most shoppers overlook.
2026 Honda CR-V Hybrid
Sport / Sport-L / Sport Touring / TrailSport (AWD & FWD)
Money Factor
0.00197
4.7% APR
Residual
66-67%
36mo / 10K
Incentives
$2,600+
Max savings
The 2026 CR-V Hybrid is dramatically improved over 2025. MF dropped from 0.0028 to 0.00197 (6.7% → 4.7% APR), residuals jumped 1-2 points, and Honda added $2,600 in new incentives that the 2025 didn't have. The best compact SUV lease on the market right now.
2025 Honda Accord Hybrid
Sport / Sport-L / EX-L / Touring Sedan
Money Factor
0.0019
4.6% APR
Residual
59-63%
36mo / 10K
Incentives
$4,000+
Max savings
The 2025 Accord Hybrid undercuts the 2026 model on both rate and incentives. At 4.6% APR vs the 2026's 5.8%, plus an extra $2,500+ in cash, the outgoing model year is the smarter lease. Residuals are only 1% lower than the 2026.
2025 Honda Accord Sedan
LX / SE CVT
Money Factor
0.0019
4.6% APR
Residual
60%
36mo / 10K
Incentives
$5,000+
Max savings
The non-hybrid Accord gets even more captive lease cash ($2K vs $1K). Same 4.6% APR. If you don't need a hybrid, the 2025 Accord sedan is one of the cheapest midsize sedans to lease this month. Act before March 2—incentives expire.
Tier 2: Good Deals (Solid Choices)
Strong lease programs with competitive rates or above-average incentives. Not the absolute cheapest deals, but you won't overpay on any of these.
2025 Honda Pilot
All Trims (Sport, EX-L, Touring, Elite, TrailSport, Black Edition)
Money Factor
0.0020
4.8% APR
Residual
59-62%
36mo / 10K
Incentives
$6,000+
Max savings
The 2025 Pilot is loaded with incentives that the 2026 doesn't get. $6K+ in stacked cash more than compensates for the 2026's higher residuals. The Black Edition and TrailSport have the best buy-rate MF at 0.0020. Clear winner over the 2026 Pilot.
2026 Honda CR-V
LX / EX / EX-L (2WD & AWD)
Money Factor
0.00217
5.2% APR
Residual
63-64%
36mo / 10K
Incentives
$2,600
Max savings
The non-hybrid CR-V also improved dramatically for 2026. Down from 6.7% to 5.2% APR with $2,600 in new incentives the 2025 didn't offer. Higher residuals too. If you don't need hybrid, this is excellent SUV value.
2025 Honda Ridgeline
All Trims (Sport, RTL, RTL+, TrailSport, Black Edition)
Money Factor
0.00227
5.4% APR
Residual
58-61%
36mo / 10K
Incentives
$5,900+
Max savings
The outgoing 2025 Ridgeline has nearly $6K in stacked incentives. While the 2026 has a better MF (3.8% vs 5.4%), the 2025's cash stack is hard to beat. Run the numbers on both—the 2025 may still win on monthly payment for lower trims.
2026 Honda Odyssey
EX-L / Sport-L / Touring / Elite
Money Factor
0.00215
5.2% APR
Residual
60-63%
36mo / 10K
Incentives
$1,000
Max savings
The 2026 Odyssey dropped from 6.7% to 5.2% APR with +2% residual improvement across all trims. No big cash incentives, but the base economics are now competitive. The best minivan lease if you need one.
2026 Honda Civic Hatchback
Sport CVT
Money Factor
0.00221
5.3% APR
Residual
66%
36mo / 10K
Incentives
$1,750
Max savings
Better than the 2025 on every metric: lower MF (5.3% vs 6.7%), higher residual (66% vs 64%), and a $500 Captive Lease offer the 2025 didn't have. One of the highest residuals in the lineup means low depreciation cost.
2026 Honda Civic Hatchback Hybrid
Sport Touring CVT
Money Factor
0.00224
5.4% APR
Residual
68%
36mo / 10K
Incentives
$2,000
Max savings
The second-highest residual in the entire 2026 Honda lineup at 68%. Combined with a reasonable 5.4% APR and $2K in incentives, this is a smart lease for commuters who want hybrid efficiency in a hatchback.
2026 Honda HR-V
LX / Sport / EX-L (2WD & AWD)
Money Factor
0.00225
5.4% APR
Residual
64-65%
36mo / 10K
Incentives
$1,500
Max savings
The 2026 HR-V improved across the board: down from 6.7% to 5.4% APR, residuals up 2-3 points (the EX-L jumped 3 points to 64%). Good Conquest/Loyalty cash. A solid subcompact SUV lease.
Tier 3: Fair Deals (Negotiate Hard)
These models have higher money factors or limited incentives. They're not bad vehicles— but the lease programs aren't as competitive. Push for dealer discount on selling price to compensate.
2026 Honda Accord Hybrid
Sport / Sport-L / EX-L / Touring Sedan
Money Factor
0.0024
5.8% APR
Residual
60-64%
36mo / 10K
Incentives
$1,000
Max savings
The 2026 Accord Hybrid is a worse lease deal than the 2025. MF jumped from 0.0019 to 0.0024 (4.6% → 5.8% APR) and Honda removed the $1.5K Conquest/Loyalty + $1K Captive Lease cash. Unless the 2025 is sold out, lease the 2025 instead.
2026 Honda Accord Sedan
LX / SE CVT
Money Factor
0.0024
5.8% APR
Residual
61%
36mo / 10K
Incentives
$1,000
Max savings
Same situation as the Accord Hybrid—the 2026 lost its incentives and gained a higher MF. The 2025 Accord Sedan has $4K more in available cash. If 2025 inventory exists, that's the play.
2026 Honda Pilot
Sport 2WD / Touring / Elite / Black Edition / Touring S
Money Factor
0.0024
5.8% APR
Residual
64%
36mo / 10K
Incentives
$1,750
Max savings
The 2026 Pilot has higher residuals (+5% vs 2025) but lost the massive incentive stack. The 2025 Pilot has $6K+ in cash vs the 2026's $1,750. Unless you need a 2026-specific feature, the 2025 is the better lease value.
2026 Honda Passport
RTL / RTL Blackout / RTL Towing / TrailSport (All AWD)
Money Factor
0.00275
6.6% APR
Residual
63-65%
36mo / 10K
Incentives
$2,000
Max savings
The all-new 2026 Passport has a relatively high 6.6% APR. Residuals are decent (63-65%) and there's $2K in available cash, but you'll want to negotiate aggressively on selling price. The previous-gen 2025 Passport had the same MF but lower residuals.
2026 Honda Prologue EV
Touring 2WD
Money Factor
0.00203
4.9% APR
Residual
46%
36mo / 10K
Incentives
$17,500+
Max savings
The 2026 Prologue has big incentives ($17.5K) but can't match the 2025's insane 0.9% APR and $22K+ in cash. The MF is 5× higher than the 2025. If 2025 Prologue inventory is gone, this is still a good EV lease—just not the screaming deal the 2025 is.
Tier 4: Wait If You Can (Weak Lease Programs)
These models have high money factors, low incentives, or both. You're paying a premium to lease them. Consider waiting for better programs or negotiating a significant dealer discount.
2026 Honda Prelude
Coupe / 2-Tone Coupe
Money Factor
0.0028
6.7% APR
Residual
68%
36mo / 10K
Incentives
$1,000
Max savings
The all-new Prelude is exciting—and Honda knows it. No special lease rates, no incentives beyond the standard Military/College credits. The 68% residual is excellent (tied for highest), but the 6.7% APR is the worst in the lineup. Wait for promotional rates in the coming months, or negotiate hard on price.
2025 Honda Civic Type R
Manual
Money Factor
0.0028
6.7% APR
Residual
70%
36mo / 10K
Incentives
$1,000
Max savings
The highest residual of ANY Honda at 70%—which tells you how well these hold value. But 6.7% APR with no special rates or incentives makes this an expensive lease. Type R buyers typically purchase, not lease. If you must lease, push for dealer discount.
2025 Honda Civic Si
Manual / Manual w/Summer Tires
Money Factor
0.0028
6.7% APR
Residual
65%
36mo / 10K
Incentives
$1,000
Max savings
Same high MF as the Type R but with a lower residual. No conquest or loyalty cash. The Si is better bought than leased. If you're set on leasing a sporty Civic, the 2026 Civic Hatchback Sport at 5.3% APR is a much better program.
2025 vs 2026: Which Model Year Should You Lease?
With both model years on dealer lots, choosing the right one can save you thousands. Here's a summary:
| Model | 2025 APR | 2026 APR | Winner |
|---|---|---|---|
| Prologue EV | 0.9% | 4.9% | 2025 🏆 |
| Accord (all) | 4.6% | 5.8% | 2025 🏆 |
| Pilot | 4.8% | 5.8% | 2025 🏆 |
| CR-V (gas) | 6.7% | 5.2% | 2026 🏆 |
| CR-V Hybrid | 6.7% | 4.7% | 2026 🏆 |
| Civic Hatchback | 6.7% | 5.3% | 2026 🏆 |
| HR-V | 6.7% | 5.4% | 2026 🏆 |
| Odyssey | 6.7% | 5.2% | 2026 🏆 |
| Ridgeline | 5.4% | 3.8% | 2026 🏆 |
The Pattern
Models Honda wants to clear (Accord, Pilot, Prologue) have better 2025 deals with stacked incentives. Models with new programs (CR-V, Civic, HR-V, Odyssey, Ridgeline) are significantly better as 2026. Always check both model years at the dealer.
Deals Expiring Soon — Act Before March
Most February Honda lease programs expire March 1-2, 2026. A few extend to March 31. Here are the time-sensitive deals to prioritize:
Expires March 1-2
- • 2025 Prologue: One-Pay discount, $4K Conquest/Loyalty, $4K Dealer offer
- • 2025 Accord (all): $1.5K Conquest/Loyalty + $1-2K Captive Lease
- • 2025 Pilot (all): $1.5K Lease Offer + $1.5K Conquest/Loyalty
- • 2026 CR-V Hybrid: $1K Conquest/Loyalty + $1K Captive Lease/Finance
- • 2025 Ridgeline: $2.9K Captive Lease
Expires March 31
- • All Models: $500 College Graduate Bonus
- • All Models: $500 Military Appreciation Offer
- • 2025 Prologue: $11K Sales Credit + $3K Captive Lease
Pro Tip: Check for Uncapped Incentive Stacking
Honda's programs often allow stacking multiple incentives on the same vehicle. Conquest + Loyalty are mutually exclusive (you're either switching TO Honda or already own one), but both can stack with Captive Lease, Sales Credits, and Military/College offers. Ask your dealer which programs can be combined.
The Bottom Line: February 2026 Honda Leasing
Summary: Our Top 5 Picks for February
- 1.2025 Prologue EV — 0.9% APR + $22K incentives. The best lease deal on any car, period.
- 2.2026 Ridgeline TrailSport+ — 3.8% APR, 66% residual. The best truck lease nobody's talking about.
- 3.2026 CR-V Hybrid — 4.7% APR, 67% residual, $2.6K in cash. Massive improvement over 2025.
- 4.2025 Accord Hybrid — 4.6% APR + $4K in incentives. Better deal than the 2026 model.
- 5.2025 Pilot — 4.8% APR + $6K in stacked cash. The 3-row SUV value king this month.
The theme this month is clear: 2025 models with clearance incentives beat 2026 models on sedans and SUVs (Accord, Pilot, Prologue), while 2026 models are significantly improved on bread-and-butter vehicles (CR-V, Civic, HR-V, Odyssey, Ridgeline). Always ask the dealer to quote both model years.
And remember: money factor is negotiable. Every Honda model in this list has both a "Special" (buy) rate and a "Standard" rate—the Standard rate is significantly higher. Make sure your dealer is using the Special Lease Rate, not the Standard. If they won't confirm, walk.
Data & Methodology
Lease programs sourced from Honda Financial Services rate sheets effective February 2026 for the Northeast region. Rates, residuals, and incentives may vary by region. All figures shown at 36 months / 10,000 miles per year unless noted. Money Factor × 2,400 = APR equivalent. Incentive totals represent maximum possible savings and may require qualification (loyalty, conquest, military, or college grad status). Programs subject to change without notice. Data extracted February 10 (2025 models) and February 13 (2026 models).
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