Subaru Lease Deals August 2026: Every Model Ranked

Subaru split the lineup in August. It cut rates on the cars and cut residuals on the SUVs. The WRX is the only model that got cheaper, down $20 to $23 a month across all seven trims. The Ascent went the other way, up $27 to $45 on residual cuts alone, with the Premium 7-passenger falling from a 62% residual to 58%.

All ten Forester trims lost residual points and rose $10 to $19 a month. The BRZ did the same, up $22 to $31. The Crosstrek is the month's trap: every trim got a money factor cut, and a matching residual cut left payments between $3 cheaper and $7 more. Eighteen trims did not move at all, including the whole Solterra, Trailseeker, Uncharted, and Impreza range. Lease at 36 months.

August 2026 Subaru Lineup: Rate Map

Read the last column first. Thirty-six of the fifty-four trims priced here changed, and the direction depends on which lever Subaru pulled. Where it cut the money factor, you win. Where it cut the residual, you pay more even though the rate on the sheet looks identical to July. The WRX and the Crosstrek got rate cuts. The Ascent, Forester, and BRZ got residual cuts.

WRX: The Only Model That Got Cheaper

Every WRX money factor dropped and every residual held, so all seven trims are $20 to $23 a month cheaper. The base 6MT went from MF 0.00265 to 0.00228 and ~$466 to ~$446. The Premium 6MT took the biggest cut, MF 0.00264 to 0.00223, ~$487 to ~$464. This is the only model in the lineup moving in your favor.

Keep it in perspective. At 4.42% to 5.47% APR the WRX still carries the worst rates Subaru publishes, and there is no base cash to offset them. A better bad rate is still a bad rate. The improvement is real, the tier is not.

Ascent: Residuals Cut, Payments Up to $45 Higher

Every Ascent money factor is exactly what it was in July. Every Ascent residual is lower. The Premium 7-passenger fell from 62% to 58% and the payment went from ~$458 to ~$503, up $45 a month. The Limited 8-passenger fell 59% to 56% and added $39. The Premium 8-passenger, Touring, Limited Bronze, and Onyx Touring all landed between $27 and $33 more.

The value pick flipped. In July the Premium 7-passenger was the cheaper of the two Premiums. It took a four-point residual cut while the 8-passenger took three, so the Premium 8-passenger is now the cheaper one at ~$502. One dollar, but it tells you where the cut landed hardest.

Forester: All Ten Trims Lost Residual

Not one Forester money factor moved. Every residual did. All ten trims are $10 to $19 a month more expensive than July. The Limited AWD took the worst of it, 62% to 60% and ~$477 to ~$496. The base AWD went 62% to 60% and ~$365 to ~$381. Most of the hybrids lost only a single point and got off lighter at $10 to $18.

Watch the rate spread inside this model. The base AWD sits at 2.40% APR while the Premium AWD is 4.58% APR, the worst rate on any Subaru outside the WRX. The hybrids are priced better than the gas trims above them: the Sport Hybrid AWD at 2.81% APR undercuts the gas Sport AWD's 3.94%.

Crosstrek & Impreza: The Rate Cut That Changed Almost Nothing

Subaru cut the money factor on all seven Crosstrek trims and then cut the residual on all seven. The base went MF 0.00114 to 0.00068, from 2.74% APR to 1.63% APR, the residual went 66% to 63%, and the payment moved from ~$306 to ~$307. One dollar. Across the gas trims the net is $1 to $7 more.

The two hybrids are the exception and the only non-WRX trims in the lineup that got cheaper. They lost two residual points instead of three, so the Sport Hybrid fell to ~$409 and the Limited Hybrid to ~$429. The Impreza did not move at all: RS at MF 0.00026 (0.62% APR) and ~$364, Sport at MF 0.00039 (0.94% APR) and ~$327. The RS still holds the lowest rate on any Subaru under $30,000.

BRZ: Good Rates, Residuals Cut

The BRZ took the Ascent treatment. Money factors held, residuals fell two to three points, and all four trims are $22 to $31 a month more expensive. The tS 6MT took the worst of it, 60% to 57% and ~$467 to ~$499.

The rates themselves are the surprise. The Series.Yellow 6MT sits at MF 0.00046 (1.10% APR), better than anything in the Forester or Crosstrek range. That is why it costs the same ~$499 as the tS despite carrying $1,000 more sticker. Same story at the bottom: the Limited and Limited 6MT both land at ~$465 on identical MSRPs and different rate and residual pairings.

Outback: Four Trims Frozen, Two Up a Dollar

The Outback is the calm model this month. Residuals held on all six trims. Two money factors ticked up by the smallest increment Subaru publishes: the Wilderness went 0.00016 to 0.00018 (0.38% APR to 0.43% APR) and the Limited XT went 0.0004 to 0.00042 (0.96% APR to 1.01% APR). Each costs $1 a month. The Premium, Limited, Touring, and Touring XT are unchanged from July.

The Premium at ~$423 is the value pick of the whole lineup and the Wilderness at 0.43% APR ties the Uncharted GT AWD for the lowest rate Subaru offers. Its 55% residual still makes it a ~$575 payment, so buy it for the car, not for the rate.

Solterra, Trailseeker & Uncharted: Frozen From July

All twelve trims across the three EV models are unchanged from July. Same money factors, same residuals, same $3,000 non-conditional cash, same payments. The Uncharted Premium FWD is still the cheapest way in at ~$474 and the GT AWD still carries the lineup-low 0.43% APR. In a month where the Ascent went up $45 and the Forester up $19, holding flat is a win.

The Term Trap: 36 Months Is Where the Money Is

The August pull returned four terms: 24, 36, 39, and 48 months. Every payment in this post uses 36, because that is where Subaru puts the subvented money factor.

The 24-month wall runs from MF 0.0031 (7.44% APR) on the Ascent to MF 0.0038 (9.12% APR) on the BRZ, with most of the lineup at MF 0.0037 (8.88% APR). The 48-month wall runs from MF 0.00305 (7.32% APR) on the Solterra to MF 0.0036 (8.64% APR) on the WRX, with most models at 0.0031 (7.44% APR). Both walls sit far above every 36-month rate in this post. A shorter Subaru lease is not a smaller commitment. It is a rate penalty.

The 39-month term is a genuine mixed bag, so price it, do not assume it. It beats the 36-month rate on some Ascent, Crosstrek, Forester, and Outback trims and loses on the rest of the lineup, including every WRX, Solterra, Trailseeker, and Uncharted trim. The 39-month residual is lower than the 36-month residual across the board, so even where the rate improves, the payment may not.

Payment Math & Assumptions

Data sourced from Subaru Motors Finance program data (Northeast region), August 2026, with trim-level MSRPs from Subaru pricing sheets. Money factors, residuals, and incentive programs can change monthly and by region.