Subaru Lease Deals June 2026: Every Model Ranked
Subaru June 2026 lease programs: Outback rates dropped again, with the Wilderness down to 0.77% APR (MF 0.00032) and every trim cheaper. The Ascent improved across the board and stays the best 3-row lease, with the Premium 8-passenger around $464/month. The Forester worsened (Premium AWD up to 5.11% APR). Subaru cut dealer cash on the new Uncharted, Trailseeker, and Solterra from $4,000 to $3,000. The 24-month trap remains universal.
Subaru cut Outback rates again in June. The Outback Wilderness drops to MF 0.00032 (0.77% APR), down from 1.80% in May, and every Outback trim is cheaper this month. The Ascent also improved, with money factors down about 0.00013 across the lineup, so it stays the best three-row lease in the market.
Two things went the other way. The Forester got worse again: the base AWD rose to 2.95% APR and the Premium AWD to 5.11%. And Subaru cut dealer cash on the new EV-style models (Solterra, Trailseeker, Uncharted) from $4,000 to $3,000, so their best-case payments climb about $30/month. The 24-month term is still a trap on every model. Do not lease any Subaru at 24 months.
0.77%
Outback Wilderness APR
MF 0.00032, down from 1.80%
~$464
Ascent Premium 8-pass / mo
Best three-row lease, 0.82% APR
5.11%
Forester Premium AWD APR
Up from 4.68% in May
$5,000
New-Model Cash
Dealer cash cut $4K to $3K
June 2026 Subaru Lineup: Rate Map
Subaru Motors Finance still runs a split program. Ascent, Outback, and Impreza get the best subvention. Crosstrek, BRZ, and now Forester are market-rate or worse. WRX is penalty-rate only. The new Uncharted, Trailseeker, and Solterra cover weak residuals with stackable cash, though Subaru trimmed that cash this month.
| Model | MF (36mo) | APR | RV (36/12K) | Cash | 24-mo Trap? |
|---|---|---|---|---|---|
| Ascent | 0.00028–0.00060 | 0.67–1.44% | 58–62% | $0 | Yes — 0.0031 |
| Outback | 0.00032–0.00113 | 0.77–2.71% | 57–64% | $0 | Yes — 0.0037 |
| Impreza | 0.00060–0.00069 | 1.44–1.66% | 60–61% | $0 | Yes |
| Forester | 0.00117–0.00213 | 2.81–5.11% | 60–65% | $0 | Yes |
| Crosstrek | 0.00155–0.00180 | 3.72–4.32% | 64–66% | $0 | Yes — 0.0037 |
| Trailseeker | 0.00102–0.00143 | 2.45–3.43% | 52–54% | $2K + $3K dlr | Yes — 0.0037 |
| Uncharted | 0.00056–0.00105 | 1.34–2.52% | 47–49% | $2K + $3K dlr | Yes — 0.0037 |
| Solterra | 0.00100–0.00135 | 2.40–3.24% | 50–53% | $2K + $3K dlr | Yes — 0.0037 |
| BRZ | 0.00100–0.00171 | 2.40–4.10% | 59–62% | $0 | Yes — 0.0038 |
| WRX | 0.00232–0.00292 | 5.57–7.01% | 59–67% | $0 | Yes — 0.0037 |
*Pre-tax, 36mo/12K miles, Northeast region. MF x 2400 = approximate APR. Cash = base non-conditional incentive ($2K customer + $3K dealer on the EV-style models). Data: Subaru Motors Finance, June 2026.
Verdict — Lineup
Outback and Ascent are the two to lease this month, and both got cheaper. Skip the Forester on lease (finance it instead) and treat the EV-style trio as cash-dependent. Never accept a 24-month term on any Subaru.
Ascent — Even Cheaper, Still the Three-Row Leader
Subaru improved the Ascent again. Money factors dropped about 0.00013 across the lineup with residuals held flat, so every trim is a few dollars cheaper than May. The Limited Bronze leads at MF 0.00028 (0.67% APR), and the Premium 8-passenger is the value pick at ~$464/month on a 0.82% APR. This is still an exceptionally cheap money factor for a non-EV three-row SUV.
| Ascent Trim (2026) | MSRP | MF (36mo) | APR | RV (36/12K) | ~Monthly* |
|---|---|---|---|---|---|
| Limited Bronze 7-pass | $50,445 | 0.00028 | 0.67% | 58% | ~$611 |
| Premium 8-pass | $40,795 | 0.00034 | 0.82% | 61% | ~$464 |
| Premium 7-pass | $40,795 | 0.00052 | 1.25% | 62% | ~$465 |
| Limited 8-pass | $49,335 | 0.00046 | 1.10% | 59% | ~$598 |
| Touring 7-pass | $52,615 | 0.00046 | 1.10% | 58% | ~$652 |
| Onyx Edition Touring | $53,445 | 0.00060 | 1.44% | 58% | ~$674 |
*Pre-tax, 36mo/12K miles, Northeast region. Cap = MSRP (no base cash on Ascent). Data: Subaru Motors Finance, June 2026.
Ascent: May to June Change
Rates improved across the board. Limited Bronze 1.01% to 0.67% APR (~$622 to ~$611), Premium 8-pass 1.18% to 0.82% (~$474 to ~$464). About $10/month cheaper on each trim, driven entirely by the lower money factor.
Verdict — Ascent
The Ascent is the best three-row lease in the market, full stop. The Premium 8-passenger at ~$464/month is the buy. Stay at 36 months, where the subvented money factor lives.
Outback — Rates Drop Again
The Outback got another rate cut in June. The Wilderness is the star at MF 0.00032 (0.77% APR), down from 1.80% in May, though its 57% residual keeps the payment near $560. The Premium is the payment leader at ~$415/month on a strong 64% residual and a much-improved 2.71% APR. Every trim is roughly $30/month cheaper than last month.
| Outback Trim (2026) | MSRP | MF (36mo) | APR | RV (36/12K) | ~Monthly* |
|---|---|---|---|---|---|
| Premium | $34,995 | 0.00113 | 2.71% | 64% | ~$415 |
| Wilderness (best rate) | $44,995 | 0.00032 | 0.77% | 57% | ~$560 |
| Limited | $41,715 | 0.00086 | 2.06% | 60% | ~$521 |
| Limited XT | $45,815 | 0.00080 | 1.92% | 60% | ~$568 |
*Pre-tax, 36mo/12K miles, Northeast region. Cap = MSRP (no base cash on Outback). Data: Subaru Motors Finance, June 2026.
Outback: May to June Change
Wilderness 1.80% to 0.77% APR (~$590 to ~$560), Premium 3.98% to 2.71% (~$445 to ~$415), Limited 3.17% to 2.06% (~$551 to ~$521), Limited XT 2.95% to 1.92% (~$602 to ~$568). Roughly $30/month cheaper across the lineup.
Verdict — Outback
The Premium at ~$415/month is the value play on a 64% residual. If you want the Wilderness, 0.77% APR is a genuine bargain rate, just know the lower residual keeps the payment near $560. Both are stronger than they were in May.
Forester — Rates Worsen Again
The Forester keeps sliding. The base AWD rose to MF 0.00123 (2.95% APR) and the Premium AWD to 0.00213 (5.11% APR), both up from May. The Limited Hybrid AWD is the lone bright spot, holding at 3.02% APR. With Outback rates now this low, there is little reason to lease a Forester this month.
| Forester Trim (2026) | MSRP | MF (36mo) | APR | RV (36/12K) | ~Monthly* |
|---|---|---|---|---|---|
| AWD (base) | $29,995 | 0.00123 | 2.95% | 62% | ~$376 |
| Premium AWD | $31,995 | 0.00213 | 5.11% | 65% | ~$424 |
| Limited Hybrid AWD | ~$39,000 | 0.00126 | 3.02% | 60% | ~$512 |
*Pre-tax, 36mo/12K miles, Northeast region. Cap = MSRP (no base cash on Forester). Data: Subaru Motors Finance, June 2026.
Forester: May to June Change
Base AWD 2.45% to 2.95% APR (~$366 to ~$376), Premium AWD 4.68% to 5.11% (~$414 to ~$424). About $10/month more on the two volume trims. The Limited Hybrid AWD is unchanged at ~$512.
Verdict — Forester
Skip the Forester lease this month. The Premium AWD at 5.11% APR is a rate-wall trim, and the base AWD lost ground too. If you want a Subaru SUV on lease, the Outback is cheaper and better supported. Otherwise, finance the Forester.
Uncharted & Trailseeker — Cash Got Cut
The Uncharted and Trailseeker still use an EV-style structure: very low residuals offset by stackable cash. But Subaru cut dealer cash from $4,000 to $3,000 this month, so total support is now $2,000 customer + $3,000 dealer = $5,000, down from $6,000 in May. Money factors barely moved. The net effect is roughly $30/month more on each trim if your dealer passes through the full cash.
| Trim (2026) | MSRP | MF (36mo) | RV (36/12K) | Cust Cash ($2K) | Full Cash ($5K) |
|---|---|---|---|---|---|
| Uncharted Premium FWD | $34,995 | 0.00085 | 47% | ~$502 | ~$416 |
| Uncharted GT AWD | $41,715 | 0.00056 | 47% | ~$592 | ~$507 |
| Trailseeker Premium | $39,995 | 0.00143 | 54% | ~$541 | ~$453 |
| Trailseeker Touring | $46,555 | 0.00102 | 52% | ~$635 | ~$549 |
*Pre-tax, 36mo/12K miles, Northeast region. Cust Cash applies only the guaranteed $2,000 customer cash; Full Cash adds the $3,000 dealer cash (down from $4,000 in May) for $5,000 total. Data: Subaru Motors Finance, June 2026.
New Models: May to June Change
Dealer cash dropped from $4,000 to $3,000. Full-cash payments rose about $30/month: Uncharted GT AWD ~$477 to ~$507, Trailseeker Touring ~$519 to ~$549. $1,000 less support on every Uncharted, Trailseeker, and Solterra.
Verdict — Uncharted & Trailseeker
These only work if the dealer passes through the full $3,000 dealer cash. Get it in writing as a cap cost reduction. The 47% to 54% residuals are weak, so without the cash these are poor leases.
Impreza & Crosstrek — Strong Value Tier, Unchanged
The Impreza RS remains a stealth deal at MF 0.00060 (1.44% APR), roughly $356/month pre-tax. The Crosstrek runs market-rate financing (3.72% to 4.32% APR) but leans on 64% to 66% residuals to keep payments low. A base Crosstrek at $26,995 still lands near $324/month purely off a 66% residual. Both held flat from May.
Verdict — Impreza & Crosstrek
The Impreza RS is the cheapest way into a new Subaru lease at ~$356/month. The Crosstrek is the value crossover thanks to its residuals. Neither changed this month.
Solterra — Same Rates, Less Cash
Solterra money factors and residuals are unchanged from May (Premium and Limited hold 53% at 36/12K), but it took the same dealer-cash cut as the other EVs. With full cash now $5,000 instead of $6,000, the Premium lands near ~$457/month pre-tax, up about $28/month from May. Even with the cash, it is hard to recommend over an IONIQ 5 or bZ.
| Solterra Trim (2026) | MSRP | MF (36mo) | RV (36/12K) | Cust Cash ($2K) | Full Cash ($5K) |
|---|---|---|---|---|---|
| Premium | $39,945 | 0.00133 | 53% | ~$545 | ~$457 |
| Limited | $42,845 | 0.00135 | 53% | ~$590 | ~$502 |
| Limited XT | $44,345 | 0.00129 | 52% | ~$620 | ~$533 |
| Touring XT w/Leather | $47,305 | 0.00118 | 51% | ~$670 | ~$583 |
*Pre-tax, 36mo/12K miles, Northeast region. Full Cash applies $2K customer + $3K dealer cash as cap cost reduction. Data: Subaru Motors Finance, June 2026.
Verdict — Solterra
Skip it unless the full cash is confirmed and you specifically want the Subaru. The residual is too weak and the cash cut makes a soft lease softer. Cross-shop the IONIQ 5 and Toyota bZ first.
BRZ & WRX — Finance Only
Do not lease the WRX. At MF 0.00292 (7.01% APR) on the Premium Manual, rent charge alone is roughly $165 of the monthly payment. The BRZ is slightly better, with the Series Yellow Manual leading at 0.00100 (2.40% APR), but availability is thin and the 24-month trap sits at 9.12% APR (0.0038). Both are finance vehicles. Unchanged from May.
Verdict — BRZ & WRX
Finance these, do not lease them. The WRX is penalty-rate at every term, and the BRZ leases poorly outside the Series Yellow. If you must have one, buy it.
The 24-Month Trap — Subaru Punishes the Short Term
Subaru's subvented rates only activate at 36, 39, and 42 months. The 24-month term jumps to MF 0.0031 to 0.0038 (roughly 7.4% to 9.1% APR) across the lineup. This is backwards from most brands, where shorter terms are cheaper. On a Subaru, a 24-month lease is almost always more expensive per month than the 36-month, not less.
Verdict — Term
Lease at 36 months. Do not accept a 24-month term on any Subaru. If a dealer pushes the shorter term as a lower total commitment, check the money factor. It almost certainly jumped to the penalty rate.
Payment Math & Assumptions
- Cap cost = MSRP minus base non-conditional incentive. No dealer discount, no cap cost reduction, no trade equity in the sample payments.
- Term: 36 months / 12,000 miles per year. All sample residuals use the 12K tier.
- Pre-tax and pre-fees. Add your state's lease tax, SMF acquisition fee, dealer doc fee, and first-month payment at drive-off.
- Formula used: Monthly = (Cap minus Residual) / Term + (Cap + Residual) x MF, where Residual = MSRP x RV%.
- Dealer cash pass-through. The $3,000 dealer cash on Solterra, Trailseeker, and Uncharted is dealer-discretionary. Confirm it as a cap cost reduction in writing.
Data sourced from Subaru Motors Finance program data (Northeast region), June 2026, with trim-level MSRPs carried from Subaru pricing sheets. Money factors, residuals, and incentive programs can change monthly and by region.
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