Acura cut the rate on 18 of 23 trims this month and it is worth almost nothing. The money factor dropped on every ADX, Integra and MDX, and the residual dropped a point on every one of them too. The two cancel. Net change to the payment: $2 to $3 a month.
One car is the exception, and it is a big one. The Integra Type S had its rate cut by more than 40%, which takes it from ~$779 to ~$684 a month. That is about $96, and it is the only payment in the Acura lineup that moved enough to change a decision. The RDX did not move at all.
The bigger decision this month is the term. On the ADX, Integra and RDX, 36 months is the cheapest lease and 39 costs up to $102 a month more. The MDX works the other way: every MDX is cheapest at 48 months.
-$96
Integra Type S
Rate cut by more than 40%, the real move
-$3
Everything Else That Moved
Rate down, residual down, net nothing
~$476
Cheapest Lease / mo
Integra Base, pre-tax, 36mo/12K
48 mo
Cheapest MDX Term
$77 to $138 a month under 36
The Whole Lineup, Cheapest First
Four Acura models carry a lease program this month, with twenty-three trims between them. Acura runs one program for both drivetrains of the ADX and of the MDX Base and Technology, so each is listed twice with its own sticker. The Integra Base at ~$476 is the cheapest way into the brand, and the MDX Type S Advance at ~$1,212 is the top.
The Cash column is not a formatting error. At 36 months Acura is running no lease cash on any trim, the same as August. Every payment here is rate and residual doing the work, with nothing on the hood.
| Model / Trim | MSRP | Cash | ~Monthly* | vs August |
|---|---|---|---|---|
| Integra | ||||
| Base | $34,795 | $0 | ~$476 | -$3/mo |
| A-Spec | $37,345 | $0 | ~$520 | -$3/mo |
| A-Spec Tech | $40,595 | $0 | ~$576 | -$3/mo |
| Type S | $55,295 | $0 | ~$684 | -$96/mo |
| ADX | ||||
| Base (FWD) | $36,550 | $0 | ~$494 | -$2/mo |
| Base (AWD) | $38,550 | $0 | ~$521 | -$2/mo |
| A-Spec (FWD) | $39,550 | $0 | ~$556 | -$2/mo |
| A-Spec (AWD) | $41,550 | $0 | ~$584 | -$2/mo |
| A-Spec Advance (FWD) | $43,550 | $0 | ~$623 | -$2/mo |
| A-Spec Advance (AWD) | $45,550 | $0 | ~$652 | -$2/mo |
| RDX | ||||
| Base | $46,550 | $0 | ~$627 | Unchanged |
| Technology | $49,150 | $0 | ~$675 | Unchanged |
| A-Spec | $52,150 | $0 | ~$730 | Unchanged |
| Advance | $54,300 | $0 | ~$774 | Unchanged |
| A-Spec Advance | $56,300 | $0 | ~$802 | Unchanged |
| MDX | ||||
| Base (FWD) | $53,350 | $0 | ~$765 | -$3/mo |
| Base SH-AWD | $55,550 | $0 | ~$797 | -$3/mo |
| Technology (FWD) | $58,750 | $0 | ~$874 | -$3/mo |
| Technology SH-AWD | $60,950 | $0 | ~$906 | -$3/mo |
| A-Spec SH-AWD | $63,950 | $0 | ~$951 | -$3/mo |
| Advance SH-AWD | $68,450 | $0 | ~$1,072 | -$3/mo |
| A-Spec Advance SH-AWD | $70,450 | $0 | ~$1,103 | -$3/mo |
| Type S Advance SH-AWD | $77,400 | $0 | ~$1,212 | -$3/mo |
*Pre-tax, 36mo/12K miles. Cap cost = MSRP, no lease cash at 36 months, no down payment and no dealer discount. Residual applied to MSRP. The MDX A-Spec, Advance and Type S come only as SH-AWD. MSRP includes destination, which Acura raised on September 1, so the vs August column compares the two programs at the September sticker. Data: Acura Financial Services, September 2026.
Verdict: September Acura
One car changed and twenty-two did not, whatever the rate says. Lease the Integra Type S at ~$684 if you were ever going to. For everything else this is August with different decimals, so there is no reason to rush and no reason to wait.
These tables are one configuration.
36 months, 12,000 miles, Northeast. Your term, mileage, and state move the payment. Get your exact number, free.
What These Payments Actually Are
Every payment above is calculated at full MSRP, nothing down, before tax. No dealer discount, no trade, no fees. That makes them a ceiling, not a target. Nobody should pay these numbers, and plenty of people will pay less.
Use them as a measuring stick. Take the payment your dealer quotes, put it next to the row here, and the gap tells you how much discount and how much markup are in the deal. A quote above this number on the same term and mileage means something was added that the program does not require.
The conversion you need
$1,000 off the selling price is about $30 a month at 36 months. Run it in reverse on any quote: the difference between your number and the row above, divided by 30, is roughly the discount the dealer already gave you, in thousands.
Three things move a real quote away from this baseline. A discount pulls it down, and that is the only one that saves you money. Money down pulls it down too, but you already paid it, so the payment looks better while the total does not change. Tax and fees push it up, by $0 to well over $100 a month depending on where you live. A New Jersey lease and a Texas lease on the same Acura are not the same payment.
Verdict: Read these as ceilings
Paying less than the table means a discount is working. Paying more on the same term and mileage means you should ask what was added. With Acura running no lease cash, a marked up money factor is the likeliest answer.
Integra Type S: The Only Payment That Moved
The Integra Type S goes from ~$779 to ~$684 a month. The money factor was cut by more than 40%. The residual came down a point, and it did not come close to offsetting a rate cut that size.
What happened is that the Type S stopped being the outlier. In August it was the one Acura paying a punitive rate while the rest of the lineup shared one much lower rate. This month it sits at the same money factor as every other Integra. The performance tax on the rate is gone.
It also holds the highest residual Acura publishes, which is unusual for a 320 horsepower car and is most of the reason a $55,295 sticker leases for less than an MDX Technology at $58,750.
Integra Type S: August to September Change
~$779 to ~$684, about $96 a month better. Over 36 months that is more than $3,400. The cause is the money factor, not cash and not the residual.
Verdict: Integra Type S
Lease it. At ~$684 it is the best thing Acura is doing right now and the only trim where September beats August by real money. The residual and the rate are both as good as this car has looked. If you want one, this is the month.
ADX, Integra and MDX: A Rate Cut Worth $3
Seventeen more trims got a lower money factor this month and the payments barely noticed. The ADX, the Integra and the MDX each got a small cut, a hair off the rate and no more. Every one of those trims also lost a point of residual.
A point of residual on a $53,350 MDX is about $534 of extra depreciation spread over 36 months. A rate cut that small gives back roughly the same. The ADX Base moves ~$496 to ~$494. The MDX Base moves ~$768 to ~$765. That is the whole story on seventeen of the twenty-three trims.
This is worth recognizing because a dealer can show you the lower rate and call it a better month. It is not a better month on those cars. Ask what the residual did.
ADX, Integra, MDX: August to September Change
All six ADX trims -$2 a month. Integra Base, A-Spec and A-Spec Tech -$3. All eight MDX trims -$3. Rate down, residual down one point, net almost zero.
Verdict: ADX, Integra, MDX
Treat these as unchanged from August, because in payment terms they are. The ADX Base at ~$494 and the Integra Base at ~$476 are still the two cheapest Acuras and still the two worth shopping. Do not let a lower money factor sell you a deal that is three dollars better.
RDX: Unchanged, and Quietly the Best Rate
All five RDX trims are unchanged from August. The RDX Base runs ~$627, the A-Spec ~$730, and the A-Spec Advance ~$802. No rate change, no residual change, no cash.
It is also the lowest money factor in the lineup at 36 months. Acura left the RDX alone this month precisely because it did not need help. That makes it the one Acura where the August quote you were given is still exactly the September quote.
Verdict: RDX
Unchanged from August, same math, same verdict. The Base at ~$627 on the lineup-low rate is the sensible RDX. Skip the Advance trims, which add $147 a month over the Base for equipment, not for a better lease.
No Lease Cash at 36 Months
At 36 months Acura is putting no lease cash on anything. Not the ADX, not the Integra, not the MDX, not the RDX. That was true in August and it is true now. The one place Acura adds lease cash is a short MDX lease, covered in the term section below.
It changes how you negotiate. With no cash on the hood there is nothing to be shorted on and nothing a dealer can quietly keep. The entire negotiation is the selling price and the money factor. The whole lineup sits inside a band about a third of a point of APR wide from top to bottom, so any Acura quote priced outside it is marked up. That is your test, and it is a tight one.
The markup test
Ask for the money factor in writing before you talk about payment. Acura sets one rate per model, so every Integra shares a rate, every ADX shares a rate, and the same goes for the RDX and the MDX. The four model rates sit inside a band about a third of a point of APR wide, so a marked up rate has nowhere to hide. Paste your quote into QuoteDefender and it checks the rate against this month's Acura program.
Verdict: Negotiating an Acura
Fight on price, not on incentives, because at 36 months there are none. Get the money factor confirmed in writing at the program rate for that model, then work the selling price down. Every $1,000 you take off is worth about $30 a month.
36 Months, Unless It Is an MDX
The terms below run 24 to 48 months, and the residual steps down evenly across all of them. The rate does not. On the ADX, Integra and RDX, Acura's lease program covers 24 to 36 months. From 39 months on those trims pay Acura's standard rate, which is nearly double.
| Trim | 24 mo | 33 mo | 36 mo | 39 mo | 48 mo |
|---|---|---|---|---|---|
| Integra Base | ~$585 | ~$501 | ~$476 | ~$534 | ~$509 |
| ADX Base (FWD) | ~$609 | ~$521 | ~$494 | ~$561 | ~$535 |
| RDX Base | ~$773 | ~$660 | ~$627 | ~$715 | ~$681 |
| Integra Type S | ~$819 | ~$717 | ~$684 | ~$786 | ~$760 |
| RDX A-Spec Advance | ~$1,003 | ~$847 | ~$802 | ~$903 | ~$854 |
Pre-tax, 12K miles a year, cap cost = MSRP.
On all 15 ADX, Integra and RDX trims, 36 months is the cheapest term. One extra quarter to 39 months costs $58 to $102 a month, and 48 still costs more than 36. A dealer who offers 39 to bring the payment down is doing the opposite.
The MDX is the exception. Its rate holds from 33 months all the way to 48, so the longer lease spreads the same rate over more months and every MDX trim is cheapest at 48 months, by $77 to $138 a month. At 24 to 30 months the MDX gets an even lower rate, and every trim but the Type S gets lease cash, but both end at 33 months, and 24 is still the most expensive MDX term.
| Trim | 24 mo | 30 mo | 36 mo | 39 mo | 48 mo |
|---|---|---|---|---|---|
| MDX Base (FWD) | ~$879 | ~$774 | ~$765 | ~$742 | ~$688 |
| MDX Base SH-AWD | ~$917 | ~$808 | ~$797 | ~$773 | ~$717 |
| MDX A-Spec SH-AWD | ~$1,114 | ~$976 | ~$951 | ~$920 | ~$850 |
| MDX Type S Advance SH-AWD | ~$1,494 | ~$1,298 | ~$1,212 | ~$1,170 | ~$1,074 |
Pre-tax, 12K miles a year. Cap cost = MSRP less Acura's lease cash where the term carries it.
Verdict: Pick the term by model
On an ADX, Integra or RDX, lease for 36 months and turn down anything longer. On an MDX, ask for 48 months quoted next to 36. At 12,000 miles a year a 48-month lease stays inside Acura's 4-year, 50,000-mile basic warranty.
Payment Math & Assumptions
All monthly payments in this post are pre-tax estimates based on a 36-month term, 12,000 miles per year, and Acura's September lease program, which is the same in every region this month. Cap cost = MSRP, because Acura runs no non-conditional lease cash at 36 months. No down payment, no dealer discount, no trade. Residual is applied to MSRP. Conditional money such as loyalty and college grad is excluded because not everyone qualifies.
The ADX and the MDX Base and Technology share one program across both drivetrains, so the AWD rows differ only by sticker. Tax, registration, title, acquisition and dealer doc fees are excluded and vary by state.
Know before you sign.
Upload your dealer quote and get its score, plus the savings we found in it. Free to start.